Jun 2026 (Q2 FY26) — Aug 5, 2026
Deluxe Q2 FY26 — Strong Performance and Celero Acquisition Accelerate Payments & Data Shift
Read the full callDeluxe earnings: last reported Wed, 5 Aug 2026, for the quarter ended Jun 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 499 | −4.2% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | 11.2 | −0.5 pts YoY | Operating profit / revenue | Quarter to Jun 2026 | For the quarter; a change is in percentage points. |
| Net profit | 19.1 | −14.7% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $18.46 on 14 Oct 2025 → $22.89. High $31.9 (1 May 2026), low $17.92 (16 Oct 2025).
Overview
Call summaries
Deluxe Q2 FY26 — Strong Performance and Celero Acquisition Accelerate Payments & Data Shift
Read the full callEvery analysed call
Financials
Net profit, year on year: −15% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 528 | 521 | 537 | 521 | 540 | 535 | 538 | 499 |
| Operating profit | 42 | 47 | 48 | 61 | 76 | 48 | 72 | 56 |
| Operating margin | 7.9% | 9.0% | 9.0% | 11.7% | 14.0% | 8.9% | 13.3% | 11.2% |
| Other income | 2 | 1 | 3 | 2 | 2 | 3 | 3 | 2 |
| Interest | 30 | 32 | 31 | 31 | 31 | 29 | 28 | 28 |
| Profit before tax | 14 | 16 | 19 | 32 | 47 | 21 | 47 | 30 |
| Tax rate | 33.6% | 19.6% | 27.5% | 29.3% | 28.5% | 42.9% | 23.2% | 36.2% |
| Net profit | 9 | 13 | 14 | 22 | 34 | 12 | 36 | 19 |
| EPS ($ per share) | 0.20 | — | 0.31 | 0.50 | 0.75 | — | 0.79 | 0.42 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 45 | 42 | 42 | 43 | 43 | 44 | 44 | 45 |
| Reserves | 927 | 573 | 495 | 506 | 519 | 491 | 489 | 516 |
| Total liabilities | 1,390 | 1,396 | 1,329 | 2,500 | 2,472 | 2,476 | 2,210 | 2,183 |
| Fixed assets | 90 | 96 | 89 | 126 | 125 | 117 | 112 | 101 |
| Total assets | 2,305 | 1,943 | 1,842 | 3,074 | 3,077 | 3,081 | 2,831 | 2,864 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 339 | 287 | 218 | 211 | 192 | 198 | 194 | 271 |
| Cash from investing | -253 | -72 | -56 | -1,067 | -80 | -43 | -70 | -132 |
| Cash from financing | -62 | -190 | -111 | 913 | -49 | -38 | -267 | -137 |
| Net cash flow | 16 | 30 | 55 | 56 | 52 | 121 | -149 | 4 |
| Capital expenditure | -62 | -67 | — | — | — | -101 | -94 | -95 |
| Free cash flow | 277 | 220 | — | — | — | 98 | 100 | 175 |
107 filings between Nov 14, 2025 and Sep 15, 2026.
Purchases
$3.8K
1 purchase by 1 insider
Sales
None
No insider sold shares.
Also filed: 8 gifts, 3 other filings.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Zint William C | $3.8K | — | Dec 10, 2025 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 15, 2026 | Brown Angela L Director | Award | 1,168 | $27.5K |
| Sep 15, 2026 | Yancy Telisa L Director | Award | 1,115 | $26.3K |
| Sep 15, 2026 | Cummins Hugh S. III Director | Award | 1,168 | $27.5K |
| Aug 20, 2026 | Collins Michelle T Director | Option exercise | 6,279 | $0 |
| Jun 15, 2026 | Cummins Hugh S. III Director | Award | 1,205 | $27.5K |
| Jun 15, 2026 | Brown Angela L Director | Award | 1,205 | $27.5K |
| Jun 15, 2026 | Yancy Telisa L Director | Award | 1,168 | $26.7K |
| May 13, 2026 | Jeyaprakasam Yogaraj Chief Tech. & Digital Officer | Option exercise | 4,163 | $0 |
| May 13, 2026 | Jeyaprakasam Yogaraj Chief Tech. & Digital Officer | Tax withheld | 1,688 | $42.7K |
| Apr 23, 2026 | Stauch John L Director | Option exercise | 10,349 | $0 |
| Apr 23, 2026 | MCKISSACK CHERYL MAYBERRY Director | Option exercise | 10,349 | $0 |
| Apr 23, 2026 | GARCIA PAUL R Director | Option exercise | 10,349 | $0 |
| Apr 23, 2026 | Brown Angela L Director | Option exercise | 10,349 | $0 |
| Apr 23, 2026 | Schuessler Morgan M Director | Option exercise | 10,349 | $0 |
| Apr 23, 2026 | REDDIN THOMAS Director | Option exercise | 10,349 | $0 |
| Apr 23, 2026 | Cummins Hugh S. III Director | Option exercise | 10,349 | $0 |
| Apr 23, 2026 | Yancy Telisa L Director | Option exercise | 10,349 | $0 |
| Mar 13, 2026 | Brown Angela L Director | Award | 1,036 | $27.5K |
| Mar 13, 2026 | Yancy Telisa L Director | Other | 0 | $0 |
| Mar 13, 2026 | Cummins Hugh S. III Director | Award | 1,036 | $27.5K |
| Feb 19, 2026 | Cotter Jeffrey Louis SVP, CAO and General Counsel | Option exercise | 9,332 | $0 |
| Feb 19, 2026 | McCarthy Barry C President & CEO | Tax withheld | 25,252 | $689.9K |
| Feb 19, 2026 | McCarthy Barry C President & CEO | Option exercise | 51,325 | $0 |
| Feb 19, 2026 | Cross Kimberly D SVP, CHRO | Tax withheld | 1,674 | $45.7K |
| Feb 19, 2026 | Cross Kimberly D SVP, CHRO | Option exercise | 3,732 | $0 |
| Feb 19, 2026 | Moyer Kelly Chief Accounting Officer, PAO | Option exercise | 4,666 | $0 |
| Feb 19, 2026 | Moyer Kelly Chief Accounting Officer, PAO | Tax withheld | 1,626 | $44.4K |
| Feb 19, 2026 | Engelhardt Tracey G SVP, Division President | Tax withheld | 5,552 | $151.7K |
| Feb 19, 2026 | Engelhardt Tracey G SVP, Division President | Option exercise | 13,298 | $0 |
| Feb 19, 2026 | Cotter Jeffrey Louis SVP, CAO and General Counsel | Tax withheld | 4,592 | $125.5K |
| Feb 19, 2026 | Jeyaprakasam Yogaraj Chief Tech. & Digital Officer | Tax withheld | 4,162 | $113.7K |
| Feb 19, 2026 | Jeyaprakasam Yogaraj Chief Tech. & Digital Officer | Option exercise | 10,265 | $0 |
| Feb 19, 2026 | Lazzaretti Kristopher D President, Data Solutions | Option exercise | 1,866 | $0 |
| Feb 19, 2026 | Mahony Brian President, Merchant Services | Tax withheld | 2,508 | $68.5K |
| Feb 19, 2026 | Zint William C SVP, Chief Financial Officer | Tax withheld | 4,988 | $136.3K |
| Feb 19, 2026 | Capers Garry L SVP, President, B2B Payments | Tax withheld | 3,533 | $96.5K |
| Feb 19, 2026 | Capers Garry L SVP, President, B2B Payments | Option exercise | 7,932 | $0 |
| Feb 19, 2026 | Mahony Brian President, Merchant Services | Option exercise | 5,132 | $0 |
| Feb 19, 2026 | Lazzaretti Kristopher D President, Data Solutions | Tax withheld | 953 | $26.0K |
| Feb 19, 2026 | Zint William C SVP, Chief Financial Officer | Option exercise | 11,198 | $0 |
| Feb 16, 2026 | Lazzaretti Kristopher D President, Data Solutions | Tax withheld | 788 | $20.7K |
| Feb 16, 2026 | Lazzaretti Kristopher D President, Data Solutions | Option exercise | 1,542 | $0 |
| Feb 16, 2026 | Capers Garry L SVP, President, B2B Payments | Tax withheld | 1,374 | $36.0K |
| Feb 16, 2026 | Engelhardt Tracey G SVP, Division President | Tax withheld | 1,288 | $33.8K |
| Feb 16, 2026 | Cotter Jeffrey Louis SVP, CAO and General Counsel | Option exercise | 2,891 | $0 |
| Feb 16, 2026 | Engelhardt Tracey G SVP, Division President | Option exercise | 3,083 | $0 |
| Feb 16, 2026 | Cotter Jeffrey Louis SVP, CAO and General Counsel | Tax withheld | 1,423 | $37.3K |
| Feb 16, 2026 | McCarthy Barry C President & CEO | Tax withheld | 8,534 | $223.7K |
| Feb 16, 2026 | McCarthy Barry C President & CEO | Option exercise | 17,345 | $0 |
| Feb 16, 2026 | Capers Garry L SVP, President, B2B Payments | Option exercise | 3,083 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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