Jun 2026 (Q2 FY26) — Jul 31, 2026
Erie Indemnity Q2 FY26 — Underwriting Performance Improves Amidst Growth Challenges
Read the full callErie Indemnity earnings: last reported Fri, 31 Jul 2026, for the quarter ended Jun 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 1,090 | +2.8% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | 18.7 | −0.1 pts YoY | Operating profit / revenue | Quarter to Jun 2026 | For the quarter; a change is in percentage points. |
| Net profit | 180 | +3.2% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $321.14 on 14 Oct 2025 → $238.69. High $329.97 (27 Oct 2025), low $207.24 (3 Jun 2026).
Overview
Call summaries
Erie Indemnity Q2 FY26 — Underwriting Performance Improves Amidst Growth Challenges
Read the full callErie Indemnity Company Q1 FY26 — Underwriting Improvement and Strategic Rollouts
Read the full callErie Indemnity Q4 FY25 — Profitability Restoration and Strategic Investments
Read the full callEvery analysed call
Financials
Net profit, year on year: +3% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 1,000 | 924 | 989 | 1,060 | 1,067 | 951 | 1,012 | 1,090 |
| Operating profit | 180 | 167 | 151 | 199 | 209 | 158 | 167 | 204 |
| Operating margin | 18.0% | 18.1% | 15.3% | 18.8% | 19.6% | 16.6% | 16.5% | 18.7% |
| Profit before tax | 201 | 192 | 175 | 221 | 233 | 82 | 190 | 228 |
| Tax rate | 20.4% | 20.7% | 20.8% | 20.9% | 21.4% | 23.0% | 20.9% | 20.9% |
| Net profit | 160 | 152 | 138 | 175 | 183 | 63 | 150 | 180 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Reserves | 2,231 | 2,378 | 2,394 | 2,495 | 2,583 | 2,804 | 3,162 | 3,463 |
| Total liabilities | 805 | 883 | 929 | 900 | 791 | 809 | 901 | 1,072 |
| Total assets | 1,778 | 2,016 | 2,117 | 2,242 | 2,239 | 2,472 | 2,889 | 3,355 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 264 | 365 | 343 | 403 | 366 | 381 | 611 | 687 |
| Cash from investing | -81 | -125 | -243 | -185 | -107 | -158 | -227 | -439 |
| Cash from financing | -131 | -170 | -275 | -195 | -301 | -222 | -230 | -200 |
| Net cash flow | 51 | 70 | -175 | 22 | -42 | 2 | 154 | 47 |
| Capital expenditure | -56 | -102 | -56 | -149 | -67 | -93 | -125 | -116 |
| Free cash flow | 207 | 262 | 287 | 254 | 299 | 289 | 486 | 571 |
| Segment | Q2 FY2024 | Q3 FY2024 | Q1 FY2025 | Q2 FY2025 | Q3 FY2025 | Q4 FY2025 | Q1 FY2026 | Q2 FY2026 | YoY growth latest quarter |
|---|---|---|---|---|---|---|---|---|---|
| Management Operations | — | — | 100% | 100% | 100% | 100% | 100% | 100% | +2.8% |
Share of consolidated revenue by quarter. Q4 is the fiscal year less its first three quarters.
See how segments are shifting across companies → Segment Shift
58 filings between Oct 31, 2025 and Sep 30, 2026.
Purchases
$1.43M
3 purchases by 1 insider
Sales
$101.0K
1 sale by 1 insider
Also filed: 51 other filings, 2 gifts.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Vorsheck Elizabeth A | $1.43M | — | Jun 2, 2026 |
| DaBreo Anthony | — | $101.0K | May 8, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 30, 2026 | Cook Cody Executive Vice President | Other | 7 | $1.6K |
| Sep 30, 2026 | Shine Sarah Executive Vice President | Other | 7 | $1.5K |
| Sep 30, 2026 | DaBreo Anthony Senior Vice President, Life | Other | 5 | $1.1K |
| Aug 31, 2026 | DaBreo Anthony Senior Vice President, Life | Other | 1 | $199 |
| Aug 31, 2026 | Cook Cody Executive Vice President | Other | 4 | $1.1K |
| Aug 31, 2026 | Shine Sarah Executive Vice President | Other | 4 | $1.0K |
| Jul 31, 2026 | DaBreo Anthony Senior Vice President, Life | Other | 9 | $2.2K |
| Jul 31, 2026 | Shine Sarah Executive Vice President | Other | 11 | $2.7K |
| Jul 31, 2026 | Cook Cody Executive Vice President | Other | 12 | $2.8K |
| Jul 31, 2026 | Pelkowski Julie Marie EVP & CFO | Other | 3 | $821 |
| Jul 31, 2026 | Smith Douglas Edward EVP | Other | 3 | $624 |
| Jun 30, 2026 | Smith Douglas Edward EVP | Other | 0 | $19 |
| Jun 30, 2026 | Cook Cody Executive Vice President | Other | 5 | $1.2K |
| Jun 30, 2026 | Shine Sarah Executive Vice President | Other | 5 | $1.1K |
| Jun 30, 2026 | DaBreo Anthony Senior Vice President, Life | Other | 0 | $75 |
| Jun 2, 2026 | Vorsheck Elizabeth A Director | Purchase | 2,000 | $422.0K |
| Jun 2, 2026 | Vorsheck Elizabeth A Director | Purchase | 4,000 | $800.0K |
| Jun 2, 2026 | Vorsheck Elizabeth A Director | Purchase | 1,000 | $211.5K |
| May 31, 2026 | Pelkowski Julie Marie EVP & CFO | Other | 1 | $276 |
| May 31, 2026 | DaBreo Anthony Senior Vice President, Life | Other | 2 | $492 |
| May 31, 2026 | Smith Douglas Edward EVP | Other | 1 | $196 |
| May 31, 2026 | Shine Sarah Executive Vice President | Other | 6 | $1.2K |
| May 31, 2026 | Cook Cody Executive Vice President | Other | 6 | $1.3K |
| May 8, 2026 | DaBreo Anthony Senior Vice President, Life | Sale | 465 | $101.0K |
| Apr 30, 2026 | Cook Cody Executive Vice President | Other | 9 | $2.1K |
| Apr 30, 2026 | Smith Douglas Edward EVP | Other | 4 | $862 |
| Apr 30, 2026 | Shine Sarah Executive Vice President | Other | 9 | $2.0K |
| Apr 30, 2026 | Pelkowski Julie Marie EVP & CFO | Other | 8 | $1.7K |
| Apr 30, 2026 | DaBreo Anthony Senior Vice President, Life | Other | 10 | $2.1K |
| Mar 31, 2026 | DaBreo Anthony Senior Vice President, Life | Other | 3 | $715 |
| Mar 31, 2026 | Cook Cody Executive Vice President | Other | 6 | $1.5K |
| Mar 31, 2026 | Smith Douglas Edward EVP | Other | 1 | $289 |
| Mar 31, 2026 | Shine Sarah Executive Vice President | Other | 6 | $1.4K |
| Mar 31, 2026 | Pelkowski Julie Marie EVP & CFO | Other | 3 | $673 |
| Mar 18, 2026 | NECASTRO TIMOTHY G President & CEO | Gift | 2,039 | $0 |
| Feb 28, 2026 | DaBreo Anthony Senior Vice President, Life | Other | 3 | $687 |
| Feb 28, 2026 | Cook Cody Executive Vice President | Other | 5 | $1.3K |
| Feb 28, 2026 | Pelkowski Julie Marie EVP & CFO | Other | 2 | $633 |
| Feb 28, 2026 | Smith Douglas Edward EVP | Other | 1 | $278 |
| Feb 28, 2026 | Shine Sarah Executive Vice President | Other | 5 | $1.2K |
| Jan 31, 2026 | Smith Douglas Edward EVP | Other | 3 | $730 |
| Jan 31, 2026 | Cook Cody Executive Vice President | Other | 7 | $2.0K |
| Jan 31, 2026 | Shine Sarah Executive Vice President | Other | 7 | $1.8K |
| Jan 31, 2026 | Pelkowski Julie Marie EVP & CFO | Other | 5 | $1.5K |
| Jan 31, 2026 | DaBreo Anthony Senior Vice President, Life | Other | 6 | $1.8K |
| Jan 30, 2026 | DaBreo Anthony Senior Vice President, Life | Award | 500 | $140.4K |
| Dec 31, 2025 | Shine Sarah Executive Vice President | Other | 12 | $3.5K |
| Dec 31, 2025 | Pelkowski Julie Marie EVP & CFO | Other | 6 | $1.7K |
| Dec 31, 2025 | Smith Douglas Edward EVP | Other | 2 | $455 |
| Dec 31, 2025 | DaBreo Anthony Senior Vice President, Life | Other | 4 | $1.1K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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