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    Essent Group (ESNT) stock price & financials

    View ESNT earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance+8.3% 1Y

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    $316.58M
    $315.03M
    $317.56M
    $319.14M
    $311.83M
    -1.5%
    $312.40M
    -0.8%
    $336.07M
    +5.8%
    $362.69M
    +13.6%
    Strengthening
    Operating Profit
    Net Profit
    $176.18M
    $167.90M
    $175.43M
    $195.34M
    $164.22M
    -6.8%
    $154.98M
    -7.7%
    $171.80M
    -2.1%
    $189.71M
    -2.9%
    Weakening
    EPS
    $1.67
    $1.71
    $1.95
    $1.69
    +1.2%
    $1.83
    +7.0%
    $2.09
    +7.2%
    Strengthening
    Other Income
    Interest
    $11.46M
    $8.15M
    $8.15M
    $8.15M
    $8.25M
    -28.0%
    $8.15M
    -0.0%
    $8.15M
    +0.0%
    $8.15M
    +0.0%
    Stable
    Depreciation
    Profit before Tax
    $207.57M
    $194.95M
    $207.00M
    $231.18M
    $199.16M
    -4.1%
    $184.53M
    -5.3%
    $206.72M
    -0.1%
    $230.32M
    -0.4%
    Stable
    MarginsOPM
    Tax
    15.1%
    13.9%
    15.3%
    15.5%
    17.6%
    +16.0%
    16.0%
    +15.3%
    16.9%
    +10.8%
    17.6%
    +13.7%
    Strengthening
    ReturnsROIC
    3.2%
    3.0%
    3.2%
    3.5%
    3.0%
    -6.8%
    2.8%
    -7.7%
    3.1%
    -2.1%
    3.4%
    -2.9%
    Weakening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$64.95M$71.35M$102.83M$81.49M$81.24M$141.79M$131.48M$123.05M$74.33M
    Short-Term Investments
    Total Current Assets
    Net PP&E$7.63M$27.31M$23.80M$18.32M$32.67M$73.50M$71.87M$79.09M$47.75M
    Goodwill$0$50.01M$48.76M$48.76M
    Intangibles
    Total Assets$3.15B$3.87B$5.20B$5.72B$5.72B$6.43B$7.11B$7.44B$7.59B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt
    Long-Term Debt
    Long-Term Leases
    Total Liabilities$784.25M$888.58M$1.34B$1.49B$1.26B$1.32B$1.51B$1.68B$1.93B
    EquityCommon Stock & APIC$1.47M$1.48M$1.69M$1.64M$1.61M$1.60M$1.57M$1.43M$1.35M
    Retained Earnings$1.28B$1.81B$2.15B$2.75B$3.49B$4.08B$4.69B$5.26B$5.55B
    Total Equity$2.37B$2.98B$3.86B$4.24B$4.46B$5.10B$5.60B$5.76B$5.66B
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$625.32M$589.85M$727.93M$709.26M$588.82M$763.00M$861.53M$856.05M$834.08M
    Cash from Investing-$546.90M-$545.08M-$1.15B-$583.17M-$398.87M-$525.57M-$706.93M-$154.74M-$117.16M
    Cash from Financing-$56.99M-$38.37M$457.97M-$147.43M-$190.20M-$176.88M-$164.91M-$709.75M-$734.71M
    SummaryCapital Expenditure-$4.05M-$3.41M-$2.45M-$2.50M-$3.98M-$4.00M-$6.77M-$7.36M-$8.19M
    Free Cash Flow$621.27M$586.44M$725.49M$706.76M$584.84M$759.00M$854.77M$848.69M$825.89M
    FCF Margin86.4%67.6%76.0%68.7%58.4%68.4%68.8%67.3%62.4%

    Ratios