Jun 2026 (Q2 FY26) — Jul 29, 2026
First Commonwealth Financial Corporation Q2 FY26 — Strong Core Earnings and NIM Expansion
Read the full callFirst Commonwealth Financial earnings: last reported Wed, 29 Jul 2026, for the quarter ended Jun 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 44.6 | +33.5% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $15.91 on 17 Oct 2025 → $20.27. High $21.95 (4 Aug 2026), low $15.29 (31 Oct 2025).
Overview
Call summaries
First Commonwealth Financial Corporation Q2 FY26 — Strong Core Earnings and NIM Expansion
Read the full callEvery analysed call
Financials
Net profit, year on year: +33% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Interest | 58 | 55 | 52 | 53 | 52 | 51 | 48 | 47 |
| Profit before tax | 41 | 45 | 41 | 42 | 52 | 56 | 47 | 56 |
| Tax rate | 20.8% | 19.7% | 20.3% | 20.6% | 20.3% | 20.5% | 20.5% | 20.8% |
| Net profit | 32 | 36 | 33 | 33 | 41 | 45 | 38 | 45 |
| EPS ($ per share) | 0.31 | — | 0.32 | 0.32 | 0.40 | — | 0.37 | 0.44 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 114 | 114 | 114 | 114 | 114 | 124 | 124 | 127 |
| Reserves | 511 | 577 | 597 | 691 | 775 | 881 | 971 | 1,068 |
| Total liabilities | 6,853 | 7,253 | 7,999 | 8,436 | 8,754 | 10,145 | 10,180 | 10,789 |
| Fixed assets | 80 | 137 | 126 | 121 | 115 | 121 | 116 | 114 |
| Total assets | 7,828 | 8,309 | 9,068 | 9,545 | 9,806 | 11,459 | 11,585 | 12,343 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 135 | 108 | 106 | 165 | 151 | 151 | 129 | 188 |
| Cash from investing | -348 | 123 | -483 | -565 | -589 | -574 | -122 | -388 |
| Cash from financing | 204 | -208 | 612 | 439 | 196 | 416 | -21 | 248 |
| Net cash flow | -8 | 23 | 235 | 39 | -241 | -7 | -14 | 47 |
| Capital expenditure | -10 | -17 | -8 | -11 | -11 | -22 | -16 | -16 |
| Free cash flow | 126 | 90 | 98 | 154 | 140 | 129 | 114 | 171 |
209 filings between Nov 3, 2025 and Oct 5, 2026.
Purchases
$102.1K
4 purchases by 2 insiders
Sales
$3.35M
188 sales by 5 insiders
82% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Lyon Lee E II | — | $1.18M | Aug 10, 2026 |
| Grebenc Jane | — | $815.0K | Aug 6, 2026 |
| Montgomery Norman J | — | $696.8K | May 1, 2026 |
| Reske James R | — | $455.3K | Oct 5, 2026 |
| McCuen Michael P | $50.0K | $197.9K | Jun 4, 2026 |
| BRICE TODD D | $52.1K | — | May 4, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 699 | $14.3K |
| Oct 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 100 | $2.1K |
| Oct 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 200 | $4.1K |
| Oct 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 306 | $6.3K |
| Oct 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 401 | $8.2K |
| Oct 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 366 | $7.5K |
| Sep 11, 2026 | McCuen Michael P EVP/Chief Banking Officer | Tax withheld | 2,312 | $0 |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 100 | $2.1K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 90 | $1.9K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 100 | $2.1K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 160 | $3.4K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 340 | $7.2K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 100 | $2.1K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 100 | $2.1K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 120 | $2.6K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 112 | $2.4K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 70 | $1.5K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 160 | $3.4K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 70 | $1.5K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 100 | $2.1K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 170 | $3.6K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 100 | $2.1K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 100 | $2.1K |
| Sep 4, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 80 | $1.7K |
| Aug 17, 2026 | Sohocki Brian J EVP/Chief Credit Officer | Tax withheld | 1,425 | $0 |
| Aug 10, 2026 | Lyon Lee E II EVP / Chief Audit Executive | Sale | 3,653 | $78.4K |
| Aug 10, 2026 | Lyon Lee E II EVP / Chief Audit Executive | Sale | 3,000 | $64.4K |
| Aug 10, 2026 | Lyon Lee E II EVP / Chief Audit Executive | Sale | 4,000 | $85.9K |
| Aug 10, 2026 | Lyon Lee E II EVP / Chief Audit Executive | Sale | 4,539 | $97.5K |
| Aug 10, 2026 | Lyon Lee E II EVP / Chief Audit Executive | Sale | 5,000 | $107.3K |
| Aug 10, 2026 | Lyon Lee E II EVP / Chief Audit Executive | Sale | 4,808 | $103.2K |
| Aug 6, 2026 | Grebenc Jane Director | Sale | 3,300 | $71.5K |
| Aug 6, 2026 | Grebenc Jane Director | Sale | 310 | $6.7K |
| Aug 6, 2026 | Grebenc Jane Director | Sale | 9,746 | $211.5K |
| Aug 6, 2026 | Grebenc Jane Director | Sale | 1,342 | $29.2K |
| Aug 6, 2026 | Grebenc Jane Director | Sale | 302 | $6.6K |
| Aug 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 100 | $2.2K |
| Aug 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 200 | $4.4K |
| Aug 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 90 | $2.0K |
| Aug 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 90 | $2.0K |
| Aug 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 200 | $4.4K |
| Aug 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 109 | $2.4K |
| Aug 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 69 | $1.5K |
| Aug 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 112 | $2.4K |
| Aug 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 312 | $6.8K |
| Aug 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 500 | $10.9K |
| Aug 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 90 | $2.0K |
| Aug 5, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 200 | $4.4K |
| Jul 6, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 32 | $655 |
| Jul 6, 2026 | Reske James R EVP/Chief Financial Officer | Sale 10b5-1 plan | 40 | $819 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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