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    FINANCIAL INSTITUTIONS INC

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    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance

    No price data available

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Trend
    EarningsRevenue
    Operating Profit
    Net Profit
    $25.63M
    $13.47M
    -$82.81M
    $16.88M
    $17.53M
    -31.6%
    $20.48M
    +52.1%
    $19.98M
    $20.98M
    +24.3%
    Strengthening
    EPS
    $1.64
    $0.85
    $0.82
    $0.85
    -48.2%
    $1.00
    +17.6%
    $1.05
    +28.0%
    Strengthening
    Other Income
    Interest
    $37.59M
    Depreciation
    Profit before Tax
    $30.15M
    $14.55M
    -$115.27M
    $20.62M
    $21.50M
    -28.7%
    $25.24M
    +73.5%
    $24.00M
    $24.83M
    +20.4%
    Strengthening
    MarginsOPM
    Tax
    15.0%
    7.4%
    28.2%
    18.2%
    18.4%
    +23.1%
    18.9%
    +153.5%
    16.7%
    -40.6%
    15.5%
    -14.7%
    Strengthening
    ReturnsROIC
    5.7%
    3.0%
    -18.3%
    3.7%
    3.9%
    -31.6%
    4.5%
    +52.1%
    4.4%
    4.6%
    +24.3%
    Strengthening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$124.44M$87.32M$108.75M$85.45M
    Short-Term Investments
    Total Current Assets
    Net PP&E$42.84M$62.79M$60.57M$62.18M$73.11M$71.43M$70.23M$68.96M$67.90M
    Goodwill$66.06M$66.06M$66.06M$67.07M$67.07M$67.07M$58.12M$58.12M$58.12M
    Intangibles$10.11M$8.86M$7.73M$7.33M$6.34M$5.43M$2.64M$2.22M$2.12M
    Total Assets$4.31B$4.38B$4.91B$5.52B$5.80B$6.16B$6.12B$6.27B$6.29B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt$469.50M$275.50M$5.30M$30.00M$205.00M$185.00M$99.00M$109.00M$114.00M
    Long-Term Debt$39.20M$39.27M$73.62M$73.91M$74.22M$124.53M$124.84M$193.65M$78.62M
    Long-Term Leases
    Total Liabilities$3.92B$3.95B$4.44B$5.02B$5.39B$5.71B$5.55B$5.65B$5.66B
    EquityCommon Stock & APIC$161.0K$161.0K$161.0K$161.0K$161.0K$161.0K$207.0K$207.0K$207.0K
    Retained Earnings$279.87M$313.36M$324.85M$384.01M$421.34M$451.69M$388.67M$437.14M$451.48M
    Total Equity$396.29M$438.95M$468.36M$505.14M$405.61M$454.80M$568.98M$628.85M$631.67M
    HighlightsNet Cash / (Debt)-$185.09M-$136.52M-$193.90M-$107.17M

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$65.14M$57.71M$43.45M$72.96M$133.57M$10.89M$77.13M$18.80M$32.48M
    Cash from Investing-$225.41M-$24.73M-$531.07M-$633.42M-$325.16M-$310.09M-$8.23M-$140.04M-$48.54M
    Cash from Financing$163.83M-$22.79M$468.55M$545.69M$242.94M$293.17M-$106.02M$142.67M-$65.85M
    SummaryCapital Expenditure-$2.84M-$3.64M-$4.26M-$9.40M-$8.37M-$2.99M-$4.97M-$5.55M-$5.38M
    Free Cash Flow$62.30M$54.07M$39.19M$63.56M$125.20M$7.90M$72.15M$13.25M$27.10M
    FCF Margin