Jun 2026 (Q2 FY26) — Jul 29, 2026
FinWise Bancorp Q2 FY26 — Credit Provisioning Impacts Earnings, Originations Remain Strong
Read the full callFinWise Bancorp (FINW) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
FinWise Bancorp earnings: last reported Wed, 29 Jul 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 2.1 | −48.0% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$10.75 +0.09% · +$0.01
Performance −42.0% 1Y
1Y: $18.54 on 14 Oct 2025 → $10.75. High $19.35 (3 Nov 2025), low $10.74 (14 Oct 2026).
- Previous close
- $10.74
- 52-week range
- $10.74 – $19.35
- One year
- −41.42%
Overview
- Symbol
- FINW
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
FinWise Bancorp earnings calls (FINW)
Financials
What the filings say
Net profit, year on year: −48% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Profit before tax | 5 | 4 | 4 | 5 | 6 | 5 | 4 | 3 |
| Tax rate | 25.1% | 24.3% | 28.1% | 24.5% | 23.7% | 28.6% | 28.0% | 24.0% |
| Net profit | 3 | 3 | 3 | 4 | 5 | 4 | 3 | 2 |
| EPS ($ per share) | 0.26 | — | 0.24 | 0.31 | 0.36 | — | 0.21 | 0.16 |
| Line item | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Equity capital | 0 | 0 | 0 | 0 | 0 |
| Reserves | 61 | 86 | 104 | 117 | 132 |
| Total liabilities | 265 | 260 | 431 | 572 | 784 |
| Fixed assets | 3 | 9 | 15 | 4 | 3 |
| Total assets | 380 | 401 | 586 | 746 | 977 |
| Line item | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Cash from operations | -9 | 61 | 12 | -15 | -28 |
| Cash from investing | 24 | -36 | -153 | -132 | -127 |
| Cash from financing | 23 | -11 | 157 | 140 | 210 |
| Net cash flow | — | — | 16 | -8 | 54 |
| Capital expenditure | -2 | -7 | -7 | -1 | -0 |
| Free cash flow | -12 | 54 | 5 | -16 | -29 |
Insider filings
27 filings between Oct 31, 2025 and Jul 28, 2026.
Open market
decisions to buy or sellPurchases
$43.5K
1 purchase by 1 insider
Sales
$29.2K
1 sale by 1 insider
Compensation
not trading decisions- 17
- Award — granted as compensation
- 8
- Tax withheld — shares kept back by the company to cover tax
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Reynolds Howard I | $43.5K | — | Oct 31, 2025 |
| Keil Robert | — | $29.2K | Nov 3, 2025 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Jul 28, 2026 | Brosnan Timothy Stephen See Remarks | Award | 14,345 | $200.3K |
| Jul 28, 2026 | Arias Juan Carlos See Remarks | Award | 15,033 | $209.9K |
| Jul 28, 2026 | Grotta Sarah Elizabeth See Remarks | Award | 19,072 | $266.2K |
| Jul 28, 2026 | Clayton Natasha Laurette See Remarks | Award | 15,715 | $219.4K |
| Jul 28, 2026 | Landvatter Kent EXECUTIVE CHAIRMAN | Award | 56,476 | $788.4K |
| Jul 28, 2026 | Thiessens Richard Insider | Award | 17,389 | $242.8K |
| Jul 28, 2026 | OBrien Michael Christopher See Remarks | Award | 17,880 | $249.6K |
| Jul 28, 2026 | Noone James CHIEF EXECUTIVE OFFICER | Award | 56,476 | $788.4K |
| Jul 28, 2026 | Wahlman Robert E. EVP, Chief Financial Officer | Award | 26,192 | $365.6K |
| May 28, 2026 | Wahlman Robert E. EVP, Chief Financial Officer | Tax withheld | 3,067 | $43.7K |
| May 28, 2026 | Thiessens Richard Insider | Tax withheld | 1,759 | $25.0K |
| May 28, 2026 | Clayton Natasha Laurette See Remarks | Tax withheld | 1,728 | $24.6K |
| May 28, 2026 | Arias Juan Carlos See Remarks | Tax withheld | 285 | $4.1K |
| May 27, 2026 | Thiessens Richard Insider | Tax withheld | 1,995 | $27.9K |
| May 27, 2026 | Clayton Natasha Laurette See Remarks | Tax withheld | 1,961 | $27.5K |
| May 27, 2026 | Arias Juan Carlos See Remarks | Tax withheld | 348 | $4.9K |
| May 27, 2026 | Wahlman Robert E. EVP, Chief Financial Officer | Tax withheld | 3,918 | $54.9K |
| Mar 31, 2026 | Cunningham Gerald Edwin Director | Award | 3,179 | $50.0K |
| Mar 31, 2026 | Giordano James N Director | Award | 3,179 | $50.0K |
| Mar 31, 2026 | Hutchings Jeana Director | Award | 3,179 | $50.0K |
| Mar 31, 2026 | Nievaard Lisa Ann Director | Award | 3,179 | $50.0K |
| Mar 31, 2026 | Reynolds Howard I Director | Award | 3,189 | $50.2K |
| Mar 31, 2026 | Ehrlich Susan Director | Award | 1,589 | $25.0K |
| Mar 31, 2026 | Weichselbaum Alan Director | Award | 3,179 | $50.0K |
| Mar 31, 2026 | Stines Andrew G See Remarks | Award | 19,072 | $300.0K |
| Nov 3, 2025 | Keil Robert Insider | Sale | 1,500 | $29.2K |
| Oct 31, 2025 | Reynolds Howard I Director | Purchase | 2,297 | $43.5K |
| Sep 5, 2025 | Giordano James N Director | Purchase | 2,500 | $48.3K |
| Aug 26, 2025 | Noone James PRESIDENT | Award | 10,000 | $194.9K |
| Jun 26, 2025 | Wahlman Robert E. EVP, Chief Financial Officer | Award | 2,000 | $28.0K |
| Jun 9, 2025 | Noone James PRESIDENT | Tax withheld | 1,240 | $17.9K |
| May 28, 2025 | Keil Robert Insider | Tax withheld | 2,143 | $31.1K |
| May 28, 2025 | Thiessens Richard Insider | Tax withheld | 1,732 | $25.1K |
| May 28, 2025 | Noone James PRESIDENT | Tax withheld | 4,040 | $58.5K |
| May 28, 2025 | Clayton Natasha Laurette See Remarks | Tax withheld | 1,731 | $25.1K |
| May 27, 2025 | Weichselbaum Alan Director | Award | 2,721 | $40.0K |
| May 27, 2025 | Ehrlich Susan Director | Award | 2,721 | $40.0K |
| May 27, 2025 | Keil Robert Insider | Award | 24,071 | $353.8K |
| May 27, 2025 | Thiessens Richard Insider | Award | 20,633 | $303.3K |
| May 27, 2025 | Wahlman Robert E. EVP, Chief Financial Officer | Award | 24,071 | $353.8K |
| May 27, 2025 | Nievaard Lisa Ann Director | Award | 2,721 | $40.0K |
| May 27, 2025 | Gibson Thomas Elmer Jr Director | Award | 1,361 | $20.0K |
| May 27, 2025 | Hutchings Jeana Director | Award | 2,721 | $40.0K |
| May 27, 2025 | Giordano James N Director | Award | 2,721 | $40.0K |
| May 27, 2025 | Reynolds Howard I Director | Award | 2,721 | $40.0K |
| May 27, 2025 | Cunningham Gerald Edwin Director | Award | 2,721 | $40.0K |
| May 27, 2025 | Landvatter Kent CHAIRMAN AND CEO | Award | 61,898 | $909.9K |
| May 27, 2025 | Noone James PRESIDENT | Award | 75,020 | $1.10M |
| May 27, 2025 | OBrien Michael Christopher See Remarks | Award | 20,633 | $303.3K |
| May 27, 2025 | Clayton Natasha Laurette See Remarks | Award | 20,633 | $303.3K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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