Horizon Bancorp (HBNC) earnings

HORIZON BANCORP INC /IN/· Financials

Results to: Jun 2026
Latest analysed call: Sep 2026 (Q3 FY26)
Balance sheet to: Dec 2025

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Horizon Bancorp earnings: last reported Thu, 22 Oct 2026, for the quarter ended Sep 2026.

Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

Metric	Value	Change	Basis	Period	Note
Revenue	Unavailable	—	Quarterly, as filed	Quarter to Jun 2026	Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Operating margin	Unavailable	—	Operating profit / revenue	Quarter to Jun 2026	Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit	24.9 $ million	+20.7% YoY	Quarterly, as filed	Quarter to Jun 2026	Profit after tax as filed.

Source: Inve data from filed results (SEC filings) · to Jun 2026

Price

$20.37 +1.90% · +$0.38

Last close Oct 23, 2026 · US · USD · Source: Inve

Performance +27.6% 1Y

1Y: $15.96 on 22 Oct 2025 → $20.37. High $20.8 (4 Aug 2026), low $15.57 (18 Mar 2026).

Previous close: $19.99
52-week range: $15.57 – $20.8
One year: +30.58%

Overview

Symbol: HBNC
Sector: Financials
Exchange: US
Currency: USD

Financials

What the filings say

Net profit, year on year: +21% (quarter to jun 2026 against jun 2025).

In $ million. Oldest period first.

Line item	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Profit before tax	18	-22	28	24	-286	33	32	31
Tax rate	−0.4%	50.4%	14.8%	15.4%	22.5%	17.7%	19.1%	19.0%
Net profit	18	-11	24	21	-222	27	26	25
EPS ($ per share)	0.42	—	0.55	0.47	-4.69	—	0.51	0.49

Source: Inve data · income statement, quarterly · to Jun 2026

In $ million. Oldest period first.

Line item	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Equity capital	—	0	0	0	0	0	0	0
Reserves	224	270	301	364	429	429	436	255
Total liabilities	3,755	4,591	5,194	6,689	7,195	7,222	7,038	5,748
Fixed assets	74	92	92	93	93	95	94	93
Total assets	4,247	5,247	5,887	7,412	7,873	7,940	7,801	6,437

Source: Inve data · balance sheet · to Dec 2025

In $ million. Oldest period first.

Line item	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Cash from operations	72	174	79	106	94	89	6	79
Cash from investing	-304	-94	-478	-345	-1,020	330	-53	979
Cash from financing	230	-40	550	582	456	-15	-187	-1,213
Net cash flow	—	—	151	344	-470	403	-233	-154
Capital expenditure	-3	-5	-6	-1	-6	-8	-5	-5
Free cash flow	69	170	73	105	88	81	1	74

Source: Inve data · cash flow · to Dec 2025

HBNC operating KPIs by quarter

HBNC operating KPIs stated on its earnings calls, by fiscal quarter
KPI	Jun 2026 Q2 FY26	Sep 2026 Q3 FY26	Change vs prior quarter
Net interest margin	4.37% As you can see on Slide 9, the net interest margin expanded by another 8 basis points in Q2 to 4.37%. Source: earnings call transcript	4.37% As indicated on Slide 9, the net interest margin was flat with Q2 at 4.37% despite the increase in average interest-bearing cash balances. Source: earnings call transcript	0 pt

Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.

Insider filings

41 filings between Oct 30, 2025 and Aug 26, 2026.

Open market

decisions to buy or sell

Purchases

$89.6K

2 purchases by 2 insiders

Sales

$161.5K

1 sale by 1 insider

Compensation

not trading decisions

25: Award — granted as compensation
12: Tax withheld — shares kept back by the company to cover tax

Also filed: 1 gift.

Who traded

open market only

Insider	Bought	Sold	Last filing
DeRuiter Kathie A	—	$161.5K	Jul 27, 2026
MAGNESEN LARRY S	$65.6K	—	Nov 24, 2025
WALKER BRIAN C	$24.0K	—	Apr 28, 2026

Latest filings (50)

Date	Insider	What	Shares	Value
Aug 26, 2026	MAGNESEN LARRY S Director	Award	306	$6.3K
Aug 26, 2026	Samuels Michele Annette Director	Award	306	$6.3K
Aug 26, 2026	Ritter Nicholas Director	Award	1,223	$25.0K
Aug 26, 2026	WALKER BRIAN C Director	Award	306	$6.3K
Aug 26, 2026	Magnuson Michele M. Director	Award	306	$6.3K
Aug 26, 2026	Williams Vanessa Peterson Director	Award	306	$6.3K
Aug 26, 2026	Maass Brian W Director	Award	306	$6.3K
Aug 26, 2026	Blackhurst Eric P. Director	Award	306	$6.3K
Aug 26, 2026	SULERZYSKI CHARLES W Director	Award	1,223	$25.0K
Jul 27, 2026	DeRuiter Kathie A Executive Vice President	Sale	8,000	$161.5K
Jul 2, 2026	Maass Brian W Director	Award	332	$6.7K
Jul 2, 2026	Samuels Michele Annette Director	Award	332	$6.7K
Jul 2, 2026	Blackhurst Eric P. Director	Award	322	$6.5K
May 26, 2026	Stewart John R EVP - Chief Financial Officer	Tax withheld	8,649	$160.0K
May 20, 2026	Stewart John R EVP - Chief Financial Officer	Award	19,897	$0
Apr 28, 2026	WALKER BRIAN C Director	Purchase	1,306	$24.0K
Mar 23, 2026	Etzler Todd A. Executive Vice President & GC	Tax withheld	1,280	$20.8K
Mar 23, 2026	Prame Thomas M Chief Executive Officer	Tax withheld	4,345	$70.7K
Mar 23, 2026	SECOR MARK E Executive Vice President	Tax withheld	2,309	$37.6K
Mar 23, 2026	DeRuiter Kathie A Executive Vice President	Tax withheld	1,711	$27.9K
Mar 23, 2026	Kerber Lynn EVP & CCBO	Tax withheld	1,869	$30.4K
Mar 18, 2026	Prame Thomas M Chief Executive Officer	Tax withheld	2,355	$37.0K
Mar 18, 2026	Kerber Lynn EVP & CCBO	Tax withheld	450	$7.1K
Mar 18, 2026	DeRuiter Kathie A Executive Vice President	Tax withheld	339	$5.3K
Mar 18, 2026	Etzler Todd A. Executive Vice President & GC	Tax withheld	292	$4.6K
Mar 18, 2026	Stewart John R EVP - Chief Financial Officer	Tax withheld	643	$10.1K
Mar 18, 2026	SECOR MARK E Executive Vice President	Tax withheld	250	$3.9K
Mar 17, 2026	Kerber Lynn EVP & CCBO	Award	4,128	$0
Mar 17, 2026	DeRuiter Kathie A Executive Vice President	Award	3,604	$0
Mar 17, 2026	Etzler Todd A. Executive Vice President & GC	Award	3,020	$0
Mar 17, 2026	Prame Thomas M Chief Executive Officer	Award	14,159	$0
Mar 17, 2026	Stewart John R EVP - Chief Financial Officer	Award	6,714	$0
Feb 27, 2026	MAGNESEN LARRY S Director	Award	2,662	$45.0K
Feb 27, 2026	Blackhurst Eric P. Director	Award	2,662	$45.0K
Feb 27, 2026	Williams Vanessa Peterson Director	Award	2,662	$45.0K
Feb 27, 2026	Samuels Michele Annette Director	Award	2,662	$45.0K
Feb 27, 2026	Magnuson Michele M. Director	Award	2,662	$45.0K
Feb 27, 2026	WALKER BRIAN C Director	Award	2,662	$45.0K
Feb 27, 2026	Maass Brian W Director	Award	2,662	$45.0K
Nov 24, 2025	MAGNESEN LARRY S Director	Purchase	4,000	$65.6K
Oct 30, 2025	Williams Vanessa Peterson Director	Gift	500	$0
Aug 22, 2025	Blackhurst Eric P. Director	Purchase	1,724	$25.0K
Aug 22, 2025	Stewart John R EVP - Chief Financial Officer	Purchase	1,724	$25.0K
Aug 22, 2025	Ahern Kevin Director	Purchase	6,896	$100.0K
Aug 22, 2025	Prame Thomas M Chief Executive Officer	Purchase	1,034	$15.0K
Aug 22, 2025	Samuels Michele Annette Director	Purchase	1,724	$25.0K
Aug 15, 2025	Prame Thomas M Chief Executive Officer	Tax withheld	4,182	$66.7K
Aug 15, 2025	SECOR MARK E Executive Vice President	Tax withheld	4,248	$67.8K
Aug 15, 2025	Kerber Lynn EVP & SCCO	Tax withheld	4,383	$69.9K
Jun 9, 2025	Williams Vanessa Peterson Director	Award	331	$5.0K

Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.

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