Sep 2026 (Q3 FY26) — Oct 20, 2026
Home Bancorp Q3 FY26 — Record NII Amidst Credit Headwinds and CEO Transition
Read the full callHome Bancorp earnings: last reported Tue, 20 Oct 2026, for the quarter ended Sep 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 11.6 | +2.5% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $54.75 on 22 Oct 2025 → $61.44. High $72.51 (4 Aug 2026), low $52.43 (17 Nov 2025).
Overview
Call summaries
Home Bancorp Q3 FY26 — Record NII Amidst Credit Headwinds and CEO Transition
Read the full callHome Bancorp Q2 FY26 — Record NII and NIM Expansion
Read the full callEvery analysed call
Financials
Net profit, year on year: +3% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Profit before tax | 12 | 12 | 14 | 14 | 16 | 15 | 14 | 14 |
| Tax rate | 19.2% | 19.3% | 20.5% | 20.1% | 20.5% | 21.4% | 20.9% | 19.4% |
| Net profit | 9 | 10 | 11 | 11 | 12 | 11 | 11 | 12 |
| EPS ($ per share) | 1.19 | 1.22 | 1.38 | 1.47 | 1.60 | 1.48 | 1.47 | 1.49 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | 141 | 150 | 154 | 189 | 206 | 235 | 259 | 285 |
| Total liabilities | 1,850 | 1,884 | 2,270 | 2,586 | 2,898 | 2,953 | 3,048 | 3,058 |
| Fixed assets | 47 | 46 | 45 | 44 | 44 | 42 | 42 | 49 |
| Total assets | 2,154 | 2,200 | 2,592 | 2,938 | 3,228 | 3,320 | 3,444 | 3,493 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 47 | 44 | 49 | 56 | 51 | 41 | 49 | 55 |
| Cash from investing | -25 | -72 | -260 | 55 | -495 | -94 | -107 | -3 |
| Cash from financing | -113 | 9 | 359 | 303 | -70 | 41 | 81 | -9 |
| Net cash flow | -91 | -20 | 148 | 413 | -514 | -12 | 23 | 43 |
| Capital expenditure | -5 | -4 | -2 | -2 | -3 | -2 | -4 | -10 |
| Free cash flow | 42 | 40 | 47 | 53 | 48 | 39 | 45 | 44 |
37 filings between Feb 19, 2026 and Aug 18, 2026.
Purchases
$29.8K
1 purchase by 1 insider
Sales
$468.3K
9 sales by 4 insiders
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Zollinger John J. IV | — | $183.3K | Aug 18, 2026 |
| GUIDRY DANIEL G | — | $129.5K | May 21, 2026 |
| GUIDRY DARREN E. | — | $100.4K | Apr 29, 2026 |
| Kirkley David T. | — | $55.1K | May 13, 2026 |
| RADER CHRIS P | $29.8K | — | Feb 19, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Aug 18, 2026 | Zollinger John J. IV SEVP, Chief Banking Officer | Sale | 750 | $53.8K |
| Aug 18, 2026 | Zollinger John J. IV SEVP, Chief Banking Officer | Option exercise | 750 | $26.4K |
| Jul 24, 2026 | Zollinger John J. IV SEVP, Chief Banking Officer | Sale | 800 | $55.5K |
| Jul 24, 2026 | Zollinger John J. IV SEVP, Chief Banking Officer | Option exercise | 800 | $17.6K |
| Jun 12, 2026 | Ballard John Scott Director | Award | 100 | — |
| Jun 12, 2026 | GUIDRY DANIEL G Director | Award | 100 | — |
| Jun 12, 2026 | RADER CHRIS P Director | Award | 100 | — |
| Jun 12, 2026 | Trappey Ann Forte Director | Award | 100 | — |
| Jun 12, 2026 | WASHINGTON DONALD W Director | Award | 100 | — |
| Jun 12, 2026 | Lemoine Natalie B. SEVP, Chief Admin. Officer | Award | 100 | — |
| Jun 12, 2026 | Herpin Mark C SEVP, Chief Operations Officer | Tax withheld | 110 | $7.5K |
| Jun 12, 2026 | BLANCHET PAUL J. III Director | Award | 100 | — |
| May 21, 2026 | GUIDRY DANIEL G Director | Sale | 1,000 | $65.0K |
| May 15, 2026 | Lemoine Natalie B. SEVP, Chief Admin. Officer | Option exercise | 500 | $14.0K |
| May 13, 2026 | Zollinger John J. IV SEVP, Chief Banking Officer | Sale | 867 | $54.4K |
| May 13, 2026 | Kirkley David T. SEVP & Chief Financial Officer | Sale | 655 | $41.1K |
| May 12, 2026 | WASHINGTON DONALD W Director | Award | 500 | — |
| May 12, 2026 | Kirkley David T. SEVP & Chief Financial Officer | Award | 1,400 | — |
| May 12, 2026 | Kirkley David T. SEVP & Chief Financial Officer | Tax withheld | 333 | $21.1K |
| May 12, 2026 | Kirkley David T. SEVP & Chief Financial Officer | Sale | 220 | $13.9K |
| May 12, 2026 | GUIDRY DARREN E. SEVP & Chief Risk Officer | Award | 1,400 | — |
| May 12, 2026 | Herpin Mark C SEVP, Chief Operations Officer | Award | 1,400 | — |
| May 12, 2026 | Herpin Mark C SEVP, Chief Operations Officer | Tax withheld | 91 | $5.8K |
| May 12, 2026 | Lemoine Natalie B. SEVP, Chief Admin. Officer | Award | 1,300 | — |
| May 12, 2026 | Zollinger John J. IV SEVP, Chief Banking Officer | Award | 1,400 | — |
| May 12, 2026 | Zollinger John J. IV SEVP, Chief Banking Officer | Tax withheld | 331 | $20.9K |
| May 12, 2026 | Ballard John Scott Director | Award | 500 | — |
| May 12, 2026 | BLANCHET PAUL J. III Director | Award | 500 | — |
| May 12, 2026 | GUIDRY DANIEL G Director | Award | 500 | — |
| May 12, 2026 | RADER CHRIS P Director | Award | 500 | — |
| May 12, 2026 | Trappey Ann Forte Director | Award | 500 | — |
| May 11, 2026 | GUIDRY DANIEL G Director | Sale | 1,000 | $64.5K |
| Apr 29, 2026 | GUIDRY DARREN E. SEVP & Chief Risk Officer | Option exercise | 1,600 | $44.8K |
| Apr 29, 2026 | GUIDRY DARREN E. SEVP & Chief Risk Officer | Sale | 1,600 | $100.4K |
| Apr 28, 2026 | Zollinger John J. IV SEVP, Chief Banking Officer | Option exercise | 660 | $18.5K |
| Apr 28, 2026 | Zollinger John J. IV SEVP, Chief Banking Officer | Sale | 311 | $19.6K |
| Feb 19, 2026 | RADER CHRIS P Director | Purchase | 500 | $29.8K |
| Aug 20, 2025 | Lemoine Natalie B. SEVP, Chief Admin. Officer | Option exercise | 1,000 | $26.8K |
| Jun 12, 2025 | Herpin Mark C SEVP, Chief Operations Officer | Tax withheld | 110 | $5.6K |
| May 12, 2025 | Herpin Mark C SEVP, Chief Operations Officer | Award | 1,640 | — |
| May 12, 2025 | Kirkley David T. SEVP & Chief Financial Officer | Award | 1,490 | — |
| May 12, 2025 | Kirkley David T. SEVP & Chief Financial Officer | Tax withheld | 251 | $12.9K |
| May 12, 2025 | Lemoine Natalie B. SEVP, Chief Admin. Officer | Award | 1,391 | — |
| May 12, 2025 | Zollinger John J. IV SEVP, Chief Banking Officer | Award | 1,590 | — |
| May 12, 2025 | Zollinger John J. IV SEVP, Chief Banking Officer | Tax withheld | 243 | $12.5K |
| May 12, 2025 | GUIDRY DARREN E. SEVP & Chief Credit Officer | Award | 1,640 | — |
| May 12, 2025 | GUIDRY DARREN E. SEVP & Chief Credit Officer | Tax withheld | 302 | $15.5K |
| May 12, 2025 | GUIDRY DANIEL G Director | Sale | 500 | $26.2K |
| May 12, 2025 | GUIDRY DANIEL G Director | Award | 700 | — |
| May 12, 2025 | Trappey Ann Forte Director | Award | 700 | — |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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