Home Bancorp (HBCP) Q2 FY26 earnings call

Home Bancorp delivered a strong second quarter, achieving record net interest income and significant net interest margin expansion, driven by higher asset yields and stable funding costs. The company also announced a strategic leadership transition, separating the CEO and President roles to support future growth. While loan and deposit growth were solid, management noted an increase in criticized assets and elevated noninterest expenses, though proactive credit management and expected resolutions are in place. The bank maintains a strong capital position and continues to seek M&A opportunities