SIGI Selective Insurance Group (SIGI) Q3 FY26 earnings call
Selective Insurance Group delivered a strong third quarter, driven by robust operating returns and improved underwriting margins, particularly in E&S and personal lines. The company is strategically enhancing underwriting profitability through granular pricing and targeted retention, while investing in E&S expansion and technology to diversify revenue and drive long-term growth. Despite near-term premium growth pressures from these actions and elevated expenses, management remains committed to disciplined capital deployment and achieving risk-adjusted profitability across all lines.
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SIGI operating KPIs by quarter
| KPI | Mar 2026 Q1 FY26 | Jun 2026 Q2 FY26 | Change vs prior quarter |
|---|---|---|---|
| Combined ratio | 98.3%Our GAAP combined ratio was 98.3%, including 6.2 points of catastrophe losses.Source: earnings call transcript | 98%Each insurance segment produced an underwriting profit, and our 98% combined ratio improved 2.2 points from a year ago.Source: earnings call transcript | -0.3 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.