SIGI Selective (SIGI) Q1 FY26 earnings call
Selective Insurance Group delivered a solid Q1 FY26, achieving a 12% operating ROE for the seventh consecutive quarter and reporting no prior-year casualty reserve development. The company maintained underwriting discipline in a competitive market, leading to a 1% decline in overall premiums due to strategic pricing actions and lower retention on underperforming accounts. Management remains confident in its full-year guidance, leveraging AI for efficiency and focusing on portfolio mix diversification to drive long-term profitability.
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SIGI operating KPIs by quarter
| KPI | This call Mar 2026 Q1 FY26 | Jun 2026 Q2 FY26 | Change vs prior quarter |
|---|---|---|---|
| Combined ratio | 98.3%Our GAAP combined ratio was 98.3%, including 6.2 points of catastrophe losses.Source: earnings call transcript | 98%Each insurance segment produced an underwriting profit, and our 98% combined ratio improved 2.2 points from a year ago.Source: earnings call transcript | -0.3 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.