Jun 2026 (Q2 FY26) — Aug 6, 2026
Navient Q2 FY26 — Strong Origination Growth and Strategic Capital Reallocation
Read the full callNavient (NAVI) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
Navient earnings: last reported Thu, 6 Aug 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 25.0 | +78.6% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$9.09 −2.05% · −$0.19
Performance −25.4% 1Y
1Y: $12.19 on 17 Oct 2025 → $9.09. High $13.28 (18 Dec 2025), low $7.44 (3 Jun 2026).
- Previous close
- $9.28
- 52-week range
- $7.44 – $13.28
- One year
- −26.63%
Overview
- Symbol
- NAVI
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
Navient earnings calls (NAVI)
Financials
What the filings say
Net profit, year on year: +79% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 70 | 43 | — | — | — | — | — | — |
| Profit before tax | 12 | 26 | -5 | 18 | -117 | -7 | 32 | 39 |
| Tax rate | 116.7% | 7.7% | 60.0% | 22.2% | 26.5% | 14.3% | 46.9% | 35.9% |
| Net profit | -2 | 24 | -2 | 14 | -86 | -6 | 17 | 25 |
| EPS ($ per share) | -0.02 | — | -0.02 | 0.14 | -0.87 | — | 0.18 | 0.27 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
| Reserves | 3,218 | 3,664 | 3,331 | 3,939 | 4,490 | 4,638 | 4,697 | 4,552 |
| Total liabilities | 100,629 | 91,554 | 84,965 | 77,997 | 67,818 | 58,615 | 49,148 | 46,282 |
| Fixed assets | 136 | 135 | 116 | 95 | 74 | 62 | 52 | 23 |
| Total assets | 104,176 | 94,903 | 87,412 | 80,605 | 70,795 | 61,375 | 51,789 | 48,681 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 1,140 | 1,019 | 987 | 702 | 305 | 676 | 459 | 441 |
| Cash from investing | 10,360 | 7,485 | 6,448 | 6,673 | 10,585 | 7,357 | 8,466 | 2,712 |
| Cash from financing | -10,884 | -9,985 | -7,679 | -7,334 | -9,661 | -10,047 | -9,615 | -3,152 |
| Net cash flow | 616 | -1,481 | -244 | 41 | 1,229 | -2,014 | -690 | 1 |
Insider filings
23 filings between Nov 28, 2025 and Sep 24, 2026.
Open market
decisions to buy or sellNobody bought or sold NAVI on the open market in this window. The filings below are 7 awards, 1 option exercise, 14 tax withholdings and 1 disposition to issuer.
Compensation
not trading decisions- 7
- Award — granted as compensation
- 1
- Option exercise — converted options into shares
- 14
- Tax withheld — shares kept back by the company to cover tax
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 24, 2026 | Offereins Diane E Director | Award | 10,035 | $0 |
| Jun 4, 2026 | YOWAN DAVID L. President & CEO | Tax withheld | 14,676 | $114.0K |
| Jun 4, 2026 | YOWAN DAVID L. President & CEO | Option exercise | 107,363 | — |
| Jun 4, 2026 | YOWAN DAVID L. President & CEO | Tax withheld | 43,482 | $337.9K |
| Jun 4, 2026 | YOWAN DAVID L. President & CEO | Award | 18,018 | $140.0K |
| Jun 4, 2026 | ARNOLD FREDERICK Director | Award | 18,018 | $140.0K |
| Jun 4, 2026 | Lawson Michael A Director | Award | 18,018 | $140.0K |
| Jun 4, 2026 | YOWAN DAVID L. President & CEO | Award | 36,235 | $0 |
| Jun 4, 2026 | YOWAN DAVID L. President & CEO | Disposition to issuer | 63,881 | $496.4K |
| May 22, 2026 | STANDISH TROY EVP & Chief Operating Officer | Tax withheld | 1,125 | $9.5K |
| May 22, 2026 | HAUBER STEPHEN M EVP, CFO & PAO | Tax withheld | 816 | $6.9K |
| Mar 4, 2026 | STANDISH TROY EVP & Chief Operating Officer | Award | 51,843 | $450.0K |
| Mar 4, 2026 | HAUBER STEPHEN M EVP, CFO & PAO | Award | 73,444 | $637.5K |
| Mar 2, 2026 | STANDISH TROY EVP & Chief Operating Officer | Tax withheld | 1,783 | $15.4K |
| Mar 2, 2026 | HAUBER STEPHEN M EVP, CFO & PAO | Tax withheld | 4,838 | $41.7K |
| Feb 9, 2026 | STANDISH TROY EVP & Chief Operating Officer | Tax withheld | 1,810 | $18.2K |
| Feb 9, 2026 | HAUBER STEPHEN M EVP, CFO & PAO | Tax withheld | 2,979 | $29.9K |
| Feb 7, 2026 | HAUBER STEPHEN M EVP, CFO & PAO | Tax withheld | 5,167 | $51.9K |
| Feb 7, 2026 | STANDISH TROY EVP & Chief Operating Officer | Tax withheld | 3,059 | $30.7K |
| Feb 6, 2026 | HAUBER STEPHEN M EVP, CFO & PAO | Tax withheld | 2,962 | $29.8K |
| Feb 6, 2026 | STANDISH TROY EVP & Chief Operating Officer | Tax withheld | 893 | $9.0K |
| Dec 31, 2025 | YOWAN DAVID L. President & CEO | Tax withheld | 24,075 | $313.0K |
| Nov 28, 2025 | STANDISH TROY EVP & Chief Operating Officer | Tax withheld | 769 | $9.5K |
| Jul 3, 2025 | YOWAN DAVID L. President & CEO | Tax withheld | 23,501 | $348.3K |
| May 23, 2025 | STANDISH TROY EVP & Chief Operating Officer | Tax withheld | 1,057 | $14.0K |
| May 23, 2025 | HAUBER STEPHEN M EVP & Chief Admin Officer | Tax withheld | 789 | $10.5K |
| May 12, 2025 | CABRAL ANNA ESCOBEDO Director | Other | 11,231 | $157.8K |
| Mar 3, 2025 | GREEN DAVID S EVP, Cnsmr Lend & CEO, Earnest | Tax withheld | 1,146 | $15.9K |
| Mar 3, 2025 | Fisher Joe EVP, CFO & PAO | Tax withheld | 7,096 | $98.7K |
| Mar 3, 2025 | HAUBER STEPHEN M EVP & Chief Admin Officer | Tax withheld | 4,978 | $69.2K |
| Mar 3, 2025 | STANDISH TROY EVP & Chief Operating Officer | Tax withheld | 2,258 | $31.4K |
| Feb 9, 2025 | HAUBER STEPHEN M EVP & Chief Admin Officer | Tax withheld | 2,840 | $38.6K |
| Feb 9, 2025 | Fisher Joe EVP, CFO & PAO | Tax withheld | 5,917 | $80.4K |
| Feb 9, 2025 | STANDISH TROY EVP & Chief Operating Officer | Tax withheld | 1,713 | $23.3K |
| Feb 7, 2025 | STANDISH TROY EVP & Chief Operating Officer | Award | 22,091 | $300.0K |
| Feb 7, 2025 | STANDISH TROY EVP & Chief Operating Officer | Award | 23,148 | $314.3K |
| Feb 7, 2025 | HAUBER STEPHEN M EVP & Chief Admin Officer | Award | 31,296 | $425.0K |
| Feb 7, 2025 | HAUBER STEPHEN M EVP & Chief Admin Officer | Award | 32,793 | $445.3K |
| Feb 7, 2025 | ARNOLD FREDERICK Director | Award | 10,309 | $140.0K |
| Feb 7, 2025 | Lawson Michael A Director | Award | 10,309 | $140.0K |
| Feb 7, 2025 | MILLS LINDA A Director | Award | 17,673 | $240.0K |
| Feb 7, 2025 | Fisher Joe EVP, CFO & PAO | Award | 46,023 | $625.0K |
| Feb 7, 2025 | Fisher Joe EVP, CFO & PAO | Award | 48,225 | $625.0K |
| Feb 7, 2025 | CABRAL ANNA ESCOBEDO Director | Award | 10,309 | $140.0K |
| Feb 6, 2025 | Fisher Joe EVP, CFO & PAO | Tax withheld | 5,251 | $72.4K |
| Feb 6, 2025 | STANDISH TROY EVP & Chief Operating Officer | Tax withheld | 845 | $11.6K |
| Feb 6, 2025 | HAUBER STEPHEN M EVP & Chief Admin Officer | Tax withheld | 2,613 | $36.0K |
| Feb 4, 2025 | Fisher Joe EVP, CFO & PAO | Tax withheld | 5,128 | $70.7K |
| Feb 4, 2025 | STANDISH TROY EVP & Chief Operating Officer | Tax withheld | 1,351 | $18.6K |
| Feb 4, 2025 | HAUBER STEPHEN M EVP & Chief Admin Officer | Tax withheld | 3,674 | $50.7K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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