Jun 2026 (Q2 FY26) — Aug 6, 2026
NerdWallet Q2 FY26 — Strong Profitability and Strategic Investment in Owned Audiences
Read the full callNerdWallet earnings: last reported Thu, 6 Aug 2026, for the quarter ended Jun 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 197 | +5.6% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | 3.5 | −2.2 pts YoY | Operating profit / revenue | Quarter to Jun 2026 | For the quarter; a change is in percentage points. |
| Net profit | 4.3 | −47.6% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $10.8 on 17 Oct 2025 → $10.07. High $15.93 (2 Dec 2025), low $7.58 (14 May 2026).
Overview
Call summaries
NerdWallet Q2 FY26 — Strong Profitability and Strategic Investment in Owned Audiences
Read the full callEvery analysed call
Financials
Net profit, year on year: −48% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 191 | 184 | 209 | 187 | 215 | 225 | 222 | 197 |
| Expenses | 185 | 175 | 209 | 176 | 181 | 206 | 195 | 190 |
| Operating profit | 7 | 9 | 1 | 11 | 34 | 19 | 27 | 7 |
| Operating margin | 3.5% | 4.7% | 0.3% | 5.7% | 16.0% | 8.6% | 12.2% | 3.5% |
| Other income | 1 | -8 | 1 | 1 | 1 | 1 | 1 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 8 | 1 | 1 | 12 | 36 | 20 | 28 | 7 |
| Tax rate | 98.7% | −5414.3% | 84.6% | 28.7% | 25.9% | 29.6% | 27.1% | 41.1% |
| Net profit | 0 | 39 | 0 | 8 | 26 | 14 | 20 | 4 |
| EPS ($ per share) | 0 | — | 0 | 0.11 | 0.35 | — | 0.30 | 0.07 |
| Line item | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Equity capital | — | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | — | -18 | -74 | -85 | -116 | -166 | -188 |
| Total liabilities | — | 104 | 107 | 84 | 52 | 73 | 87 |
| Fixed assets | — | 28 | 35 | 49 | 53 | 43 | 32 |
| Total assets | — | 255 | 364 | 426 | 419 | 438 | 461 |
| Line item | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Cash from operations | 31 | 15 | 7 | 25 | 72 | 72 | 132 |
| Cash from investing | -15 | -55 | -23 | -100 | -29 | -30 | -33 |
| Cash from financing | -1 | 56 | 100 | -8 | -26 | -76 | -66 |
| Net cash flow | 15 | 16 | 84 | -84 | 17 | -34 | 32 |
| Capital expenditure | -1 | -1 | -2 | -5 | -1 | -1 | -1 |
| Free cash flow | 31 | 14 | 5 | 20 | 71 | 71 | 130 |
44 filings between Nov 13, 2025 and Sep 1, 2026.
Purchases
None
No insider bought shares.
Sales
$37.34M
21 sales by 4 insiders
19% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Also filed: 1 gift.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Topline Capital Partners, LP | — | $17.86M | Jun 30, 2026 |
| Topline Capital Management, LLC | — | $17.86M | Jun 30, 2026 |
| YOUNT SAMUEL | — | $1.47M | Mar 17, 2026 |
| Tatum Nicholas | — | $145.4K | Mar 5, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 1, 2026 | Chen Tim Chao-Ming Chief Executive Officer | Tax withheld | 7,723 | $75.5K |
| Sep 1, 2026 | Lee Jun Hyung Chief Financial Officer | Tax withheld | 13,299 | $130.1K |
| Sep 1, 2026 | Tatum Nicholas Chief Accounting Officer | Tax withheld | 2,990 | $29.2K |
| Sep 1, 2026 | Mischner Sam Brian Chief Revenue Officer | Tax withheld | 22,643 | $221.4K |
| Jun 30, 2026 | Topline Capital Partners, LP 10% owner | Sale | 454,872 | $4.22M |
| Jun 30, 2026 | Topline Capital Management, LLC Insider | Sale | 454,872 | $4.22M |
| Jun 29, 2026 | Topline Capital Partners, LP 10% owner | Sale | 587,835 | $5.42M |
| Jun 29, 2026 | Topline Capital Management, LLC Insider | Sale | 587,835 | $5.42M |
| Jun 26, 2026 | Topline Capital Partners, LP 10% owner | Sale | 919,153 | $8.23M |
| Jun 26, 2026 | Topline Capital Management, LLC Insider | Sale | 919,153 | $8.23M |
| Jun 1, 2026 | Chen Tim Chao-Ming Chief Executive Officer | Tax withheld | 15,309 | $134.0K |
| Jun 1, 2026 | Lee Jun Hyung Chief Financial Officer | Tax withheld | 47,876 | $418.9K |
| Jun 1, 2026 | Tatum Nicholas Chief Accounting Officer | Tax withheld | 3,263 | $28.6K |
| Jun 1, 2026 | Mischner Sam Brian Chief Revenue Officer | Tax withheld | 1,572 | $13.8K |
| May 22, 2026 | Chia Teresa Director | Award | 19,764 | $0 |
| May 22, 2026 | Chia Teresa Director | Award | 19,710 | $0 |
| May 21, 2026 | Laube Lynne Marie Director | Award | 19,494 | $0 |
| May 21, 2026 | MCBRIDE KENNETH THOMAS Director | Award | 19,494 | $0 |
| May 21, 2026 | Ling Anthony Director | Award | 19,494 | $0 |
| May 20, 2026 | Ling Anthony Director | Award | 17,946 | $0 |
| Mar 18, 2026 | Tatum Nicholas Chief Accounting Officer | Award | 28,517 | $0 |
| Mar 18, 2026 | Lee Jun Hyung Chief Financial Officer | Award | 128,326 | $0 |
| Mar 17, 2026 | YOUNT SAMUEL Chief Business Officer | Sale | 6,154 | $63.1K |
| Mar 17, 2026 | YOUNT SAMUEL Chief Business Officer | Sale | 6,154 | $63.1K |
| Mar 17, 2026 | YOUNT SAMUEL Chief Business Officer | Sale | 24,278 | $250.8K |
| Mar 17, 2026 | YOUNT SAMUEL Chief Business Officer | Sale | 35,402 | $365.7K |
| Mar 12, 2026 | YOUNT SAMUEL Chief Business Officer | Sale | 2,800 | $29.7K |
| Mar 12, 2026 | YOUNT SAMUEL Chief Business Officer | Sale | 211 | $2.2K |
| Mar 5, 2026 | Tatum Nicholas Chief Accounting Officer | Sale 10b5-1 plan | 10,151 | $116.2K |
| Mar 4, 2026 | Tatum Nicholas Chief Accounting Officer | Sale 10b5-1 plan | 595 | $6.8K |
| Mar 4, 2026 | Tatum Nicholas Chief Accounting Officer | Gift 10b5-1 plan | 595 | $0 |
| Mar 4, 2026 | Tatum Nicholas Chief Accounting Officer | Sale 10b5-1 plan | 298 | $3.4K |
| Mar 2, 2026 | Tatum Nicholas Chief Accounting Officer | Tax withheld | 2,827 | $31.3K |
| Mar 2, 2026 | YOUNT SAMUEL Chief Business Officer | Tax withheld | 3,779 | $41.9K |
| Mar 2, 2026 | Chen Tim Chao-Ming Chief Executive Officer | Tax withheld | 11,095 | $122.9K |
| Dec 3, 2025 | Tatum Nicholas Chief Accounting Officer | Sale 10b5-1 plan | 1,191 | $19.0K |
| Dec 2, 2025 | YOUNT SAMUEL Chief Business Officer | Tax withheld | 4,862 | $74.9K |
| Dec 2, 2025 | Tatum Nicholas Chief Accounting Officer | Tax withheld 10b5-1 plan | 2,511 | $38.7K |
| Dec 2, 2025 | Chen Tim Chao-Ming Chief Executive Officer | Tax withheld | 15,309 | $235.9K |
| Dec 2, 2025 | YOUNT SAMUEL Chief Business Officer | Sale | 15,945 | $255.7K |
| Nov 26, 2025 | YOUNT SAMUEL Chief Business Officer | Sale | 10,000 | $150.7K |
| Nov 24, 2025 | YOUNT SAMUEL Chief Business Officer | Sale | 5,040 | $72.0K |
| Nov 14, 2025 | YOUNT SAMUEL Chief Business Officer | Sale | 521 | $7.4K |
| Nov 13, 2025 | YOUNT SAMUEL Chief Business Officer | Sale | 14,439 | $207.1K |
| Oct 2, 2025 | Tatum Nicholas Chief Accounting Officer | Sale 10b5-1 plan | 4,272 | $46.0K |
| Oct 2, 2025 | Tatum Nicholas Chief Accounting Officer | Gift 10b5-1 plan | 2,055 | $0 |
| Sep 2, 2025 | Chen Tim Chao-Ming Chief Executive Officer | Tax withheld | 15,310 | $157.1K |
| Sep 2, 2025 | YOUNT SAMUEL Chief Business Officer | Tax withheld | 4,862 | $49.9K |
| Sep 2, 2025 | Tatum Nicholas Chief Accounting Officer | Tax withheld | 2,511 | $25.8K |
| Jul 11, 2025 | YOUNT SAMUEL Chief Business Officer | Tax withheld | 201,544 | $2.13M |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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