Jun 2026 (Q2 FY26) — Jul 29, 2026
Regional Management Corp. Q2 FY26 — Strategic Initiatives Drive Future Profitability Amidst Near-Term Growth Reset
Read the full callRegional Management (RM) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
Regional Management earnings: last reported Wed, 29 Jul 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 168 | +6.7% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 8.2 | −19.6% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$34.47 +3.27% · +$1.09
Performance −14.1% 1Y
1Y: $40.13 on 14 Oct 2025 → $34.47. High $43.5 (10 Jul 2026), low $30.23 (30 Sept 2026).
- Previous close
- $33.38
- 52-week range
- $30.23 – $43.5
- One year
- −13.35%
Overview
- Symbol
- RM
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
Regional Management earnings calls (RM)
Financials
What the filings say
Net profit, year on year: −20% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 146 | 155 | 153 | 157 | 165 | 170 | 167 | 168 |
| Profit before tax | 10 | 13 | 9 | 13 | 19 | 16 | 15 | 11 |
| Tax rate | 24.6% | 22.3% | 23.5% | 24.8% | 24.3% | 20.1% | 23.1% | 22.8% |
| Net profit | 8 | 10 | 7 | 10 | 14 | 13 | 11 | 8 |
| EPS ($ per share) | 0.79 | — | 0.73 | 1.07 | 1.53 | — | 1.24 | 0.91 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 |
| Reserves | 204 | 249 | 227 | 306 | 346 | 350 | 378 | 411 |
| Total liabilities | 677 | 856 | 832 | 1,177 | 1,416 | 1,472 | 1,552 | 1,731 |
| Fixed assets | 14 | 15 | 14 | 13 | 15 | 14 | 14 | 13 |
| Total assets | 956 | 1,159 | 1,104 | 1,460 | 1,725 | 1,795 | 1,909 | 2,104 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 146 | 158 | 165 | 189 | 224 | 249 | 269 | 309 |
| Cash from investing | -199 | -269 | -92 | -355 | -447 | -279 | -315 | -471 |
| Cash from financing | 81 | 117 | -58 | 243 | 206 | 26 | 53 | 124 |
| Net cash flow | 28 | 6 | 15 | 77 | -17 | -3 | 7 | -38 |
| Capital expenditure | -5 | -6 | -4 | -4 | -6 | -5 | -5 | -5 |
| Free cash flow | 141 | 152 | 161 | 185 | 218 | 244 | 264 | 304 |
Insider filings
124 filings between Nov 10, 2025 and Sep 17, 2026.
Open market
decisions to buy or sellPurchases
$316.5K
2 purchases by 1 insider
Sales
$15.31M
83 sales by 8 insiders
14% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Compensation
not trading decisions- 22
- Award — granted as compensation
- 3
- Option exercise — converted options into shares
- 12
- Tax withheld — shares kept back by the company to cover tax
Also filed: 1 gift, 1 other.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. | — | $6.44M | Sep 1, 2026 |
| Forager Fund, L.P. | — | $6.26M | Sep 17, 2026 |
| Fisher Brian J. | — | $963.3K | Apr 17, 2026 |
| Rana Harpreet | — | $685.0K | Apr 15, 2026 |
| Dunn Michael R | — | $374.5K | Dec 3, 2025 |
| Barnette Steven B | — | $333.7K | Jul 10, 2026 |
| Lamba Lakhbir S. | $316.5K | — | Aug 12, 2026 |
| Atwood Catherine R | — | $217.2K | Aug 24, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 17, 2026 | Forager Fund, L.P. 10% owner | Sale | 10,401 | $335.1K |
| Sep 16, 2026 | Forager Fund, L.P. 10% owner | Sale | 9,064 | $291.8K |
| Sep 15, 2026 | Forager Fund, L.P. 10% owner | Sale | 9,857 | $318.0K |
| Sep 2, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Award | 23,764 | $786.6K |
| Sep 1, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Award | 4,064 | $129.5K |
| Sep 1, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 1,159 | $36.7K |
| Aug 24, 2026 | Atwood Catherine R SVP and General Counsel | Sale 10b5-1 plan | 200 | $7.0K |
| Aug 12, 2026 | Lamba Lakhbir S. President and CEO | Purchase | 3,500 | $111.2K |
| Aug 11, 2026 | Lamba Lakhbir S. President and CEO | Purchase | 6,500 | $205.3K |
| Aug 3, 2026 | Barnette Steven B VP, Chief Accounting Officer | Award | 4,393 | $0 |
| Jul 10, 2026 | Barnette Steven B VP, Chief Accounting Officer | Sale 10b5-1 plan | 3,274 | $141.8K |
| Jul 2, 2026 | Parmar Manish EVP, Chief Credit Risk Officer | Award | 10,695 | $0 |
| Jul 2, 2026 | Atwood Catherine R SVP and General Counsel | Award | 8,321 | $0 |
| Jul 2, 2026 | Fisher Brian J. EVP, Chief Strat/Dev Officer | Award | 13,247 | $0 |
| Jul 2, 2026 | Rana Harpreet EVP, Chief Fin & Admin Officer | Award | 17,466 | $0 |
| Jul 1, 2026 | Barnette Steven B VP, Chief Accounting Officer | Sale 10b5-1 plan | 1,600 | $67.3K |
| Jun 1, 2026 | Johnson Sandra K. Director | Gift | 1,360 | $0 |
| May 26, 2026 | Johnson Sandra K. Director | Sale | 1,000 | $36.0K |
| May 21, 2026 | Booth Julie Director | Award | 3,829 | $0 |
| May 21, 2026 | Johnson Sandra K. Director | Award | 3,583 | $0 |
| May 21, 2026 | Palomares Carlos Director | Award | 4,286 | $0 |
| May 21, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Award | 3,337 | $0 |
| May 21, 2026 | Campos Roel C Director | Award | 3,583 | $0 |
| May 21, 2026 | Contreras-Sweet Maria Director | Award | 3,829 | $0 |
| May 21, 2026 | Freiberg Steven J Director | Award | 3,829 | $0 |
| May 21, 2026 | Dunn Michael R Director | Award | 3,583 | $0 |
| May 21, 2026 | Brown Jonathan David Director | Award | 3,337 | $0 |
| May 13, 2026 | Fisher Brian J. EVP, Chief Strat/Dev Officer | Award | 5,125 | $0 |
| May 13, 2026 | Lamba Lakhbir S. President and CEO | Award | 36,613 | $0 |
| May 13, 2026 | Rana Harpreet EVP, Chief Fin & Admin Officer | Award | 14,645 | $0 |
| May 13, 2026 | Atwood Catherine R SVP and General Counsel | Award | 6,444 | $0 |
| May 13, 2026 | Parmar Manish EVP, Chief Credit Risk Officer | Award | 5,125 | $0 |
| May 11, 2026 | Atwood Catherine R SVP and General Counsel | Sale 10b5-1 plan | 3,000 | $105.2K |
| Apr 29, 2026 | Forager Fund, L.P. 10% owner | Sale | 2,916 | $112.3K |
| Apr 28, 2026 | Forager Fund, L.P. 10% owner | Sale | 2,101 | $83.2K |
| Apr 21, 2026 | Forager Fund, L.P. 10% owner | Sale | 5,788 | $232.6K |
| Apr 20, 2026 | Forager Fund, L.P. 10% owner | Sale | 15,000 | $595.2K |
| Apr 17, 2026 | Forager Fund, L.P. 10% owner | Sale | 7,173 | $276.6K |
| Apr 17, 2026 | Barnette Steven B VP, Chief Accounting Officer | Sale 10b5-1 plan | 1,600 | $64.0K |
| Apr 17, 2026 | Fisher Brian J. EVP, Chief Strat/Dev Officer | Sale 10b5-1 plan | 2,961 | $115.3K |
| Apr 16, 2026 | Forager Fund, L.P. 10% owner | Sale | 12,827 | $493.6K |
| Apr 15, 2026 | Fisher Brian J. EVP, Chief Strat/Dev Officer | Tax withheld 10b5-1 plan | 5,957 | $227.7K |
| Apr 15, 2026 | Fisher Brian J. EVP, Chief Strat/Dev Officer | Option exercise 10b5-1 plan | 8,918 | $178.3K |
| Apr 15, 2026 | Rana Harpreet EVP, Chief Fin & Admin Officer | Sale 10b5-1 plan | 14,978 | $570.5K |
| Apr 15, 2026 | Fisher Brian J. EVP, Chief Strat/Dev Officer | Sale 10b5-1 plan | 5,457 | $207.9K |
| Apr 15, 2026 | Forager Fund, L.P. 10% owner | Sale | 17,602 | $669.9K |
| Apr 14, 2026 | Fisher Brian J. EVP, Chief Strat/Dev Officer | Sale 10b5-1 plan | 3,000 | $114.2K |
| Apr 14, 2026 | Forager Fund, L.P. 10% owner | Sale | 7,398 | $281.3K |
| Apr 14, 2026 | Rana Harpreet EVP, Chief Fin & Admin Officer | Sale 10b5-1 plan | 3,009 | $114.5K |
| Mar 12, 2026 | Campos Roel C Director | Other | 0 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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