Southern Missouri Bancorp (SMBC) earnings

SOUTHERN MISSOURI BANCORP, INC.· Financials

Results to: Jun 2026
Latest analysed call: Sep 2026 (Q1 FY27)
Balance sheet to: Jun 2026

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Southern Missouri Bancorp earnings: last reported Thu, 22 Oct 2026, for the quarter ended Sep 2026.

Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

Metric	Value	Change	Basis	Period	Note
Revenue	Unavailable	—	Quarterly, as filed	Quarter to Jun 2026	Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Operating margin	Unavailable	—	Operating profit / revenue	Quarter to Jun 2026	Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit	20.3 $ million	+28.5% YoY	Quarterly, as filed	Quarter to Jun 2026	Profit after tax as filed.

Source: Inve data from filed results (SEC filings) · to Jun 2026

Price

$71.9 +0.18% · +$0.13

Last close Oct 23, 2026 · US · USD · Source: Inve

Performance +42.4% 1Y

1Y: $50.49 on 22 Oct 2025 → $71.9. High $79.33 (4 Aug 2026), low $50.49 (22 Oct 2025).

Previous close: $71.77
52-week range: $50.49 – $79.33
One year: +38.27%

Overview

Symbol: SMBC
Sector: Financials
Exchange: US
Currency: USD

Financials

What the filings say

Net profit, year on year: +28% (quarter to jun 2026 against jun 2025).

In $ million. Oldest period first.

Line item	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Profit before tax	16	19	20	19	19	23	22	23
Tax rate	21.3%	23.7%	20.9%	17.5%	19.5%	20.0%	19.1%	11.9%
Net profit	12	15	16	16	16	18	18	20
EPS ($ per share)	1.10	1.30	1.39	1.40	1.39	1.62	1.60	—

Source: Inve data · income statement, quarterly · to Jun 2026

In $ million. Oldest period first.

Line item	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025	Jun 2026
Equity capital	0	0	0	0	0	0	0	0
Total liabilities	1,976	2,284	2,417	2,894	3,914	4,116	4,475	4,646
Fixed assets	63	65	64	71	92	96	96	93
Total assets	2,214	2,542	2,701	3,215	4,360	4,604	5,020	5,236

Source: Inve data · balance sheet · to Jun 2026

In $ million. Oldest period first.

Line item	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025	Jun 2026
Cash from operations	39	40	52	67	62	70	82	81
Cash from investing	-113	-272	-102	-304	-213	-246	-285	-304
Cash from financing	83	251	120	200	119	182	336	121
Net cash flow	9	19	69	-37	-33	7	132	-102
Capital expenditure	-8	-4	-3	-5	-6	-9	-6	-4
Free cash flow	31	36	49	63	56	61	75	77

Source: Inve data · cash flow · to Jun 2026

SMBC operating KPIs by quarter

SMBC operating KPIs stated on its earnings calls, by fiscal quarter
KPI	Jun 2026 Q4 FY26	Sep 2026 Q1 FY27	Change vs prior quarter
Net interest margin	3.67% Net interest margin for the quarter was 3.67%, remaining unchanged from the third quarter of fiscal '26, the linked quarter, but up from 3.47% reported for the year ago period. Source: earnings call transcript	3.7% Net interest margin expanded 3 basis points to 3.70% while net interest income increased 3.5% from the linked quarter. Source: earnings call transcript	0 pt

Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.

Insider filings

38 filings between Nov 20, 2025 and Sep 9, 2026.

Open market

decisions to buy or sell

Purchases

None

No insider bought shares.

Sales

$1.77M

11 sales by 6 insiders

Compensation

not trading decisions

19: Award — granted as compensation
4: Option exercise — converted options into shares

Also filed: 2 other filings, 1 disposition to issuer, 1 code w.

Who traded

open market only

Insider	Bought	Sold	Last filing
Hensley Todd E.	—	$1.14M	Sep 9, 2026
Windes Richard	—	$276.3K	Jun 5, 2026
HECKER MARK E	—	$202.8K	Aug 18, 2026
Young William E	—	$80.8K	Nov 20, 2025
BAGBY DOUGLAS	—	$40.0K	May 6, 2026
Love Charles R	—	$37.1K	Mar 4, 2026

Latest filings (50)

Date	Insider	What	Shares	Value
Sep 9, 2026	Hensley Todd E. Director	Sale	10,422	$756.9K
Sep 9, 2026	Hensley Todd E. Director	Sale	429	$31.4K
Sep 8, 2026	Hensley Todd E. Director	Sale	4,749	$349.0K
Aug 18, 2026	HECKER MARK E EVP-CHIEF CREDIT OFFICER	Sale	185	$14.0K
Aug 18, 2026	HECKER MARK E EVP-CHIEF CREDIT OFFICER	Sale	1,600	$120.8K
Aug 18, 2026	HECKER MARK E EVP-CHIEF CREDIT OFFICER	Sale	900	$68.0K
Jul 29, 2026	HECKER MARK E EVP-CHIEF CREDIT OFFICER	Option exercise	2,000	$74.6K
Jul 29, 2026	HECKER MARK E EVP-CHIEF CREDIT OFFICER	Option exercise	2,000	$68.7K
Jul 29, 2026	HECKER MARK E EVP-CHIEF CREDIT OFFICER	Disposition to issuer	1,830	$143.3K
Jun 5, 2026	Windes Richard EVP-CHIEF LENDING OFFICER	Sale	2,000	$139.4K
May 27, 2026	Windes Richard EVP-CHIEF LENDING OFFICER	Option exercise	2,000	$74.8K
May 21, 2026	Windes Richard EVP-CHIEF LENDING OFFICER	Sale	2,000	$136.9K
May 13, 2026	Brooks Rebecca J Director	Other	20,000	$0
May 13, 2026	Brooks Rebecca J Director	Other	10,000	$0
May 11, 2026	HECKER MARK E EVP-CHIEF CREDIT OFFICER	Code W	1,221	$0
May 6, 2026	BAGBY DOUGLAS Director	Sale	580	$40.0K
May 1, 2026	Windes Richard EVP-CHIEF LENDING OFFICER	Option exercise	2,000	$68.7K
Mar 4, 2026	Love Charles R Director	Sale	580	$37.1K
Feb 24, 2026	STEFFENS GREG A CHAIRMAN/CEO	Award	600	$0
Feb 24, 2026	HECKER MARK E EVP-CHIEF CREDIT OFFICER	Award	600	$0
Feb 24, 2026	Robison Dennis C Director	Award	400	$0
Feb 24, 2026	Funke Matthew T PRESIDENT/CHIEF ADMIN OFFICER	Award	950	$0
Feb 24, 2026	Capps Kimberly A EVP-CHIEF RETAIL OFFICER	Award	875	$0
Feb 24, 2026	Tooley David J Director	Award	400	$0
Feb 24, 2026	Hensley Todd E. Director	Award	400	$0
Feb 24, 2026	Cox Justin EVP-REGIONAL PRESIDENT	Award	750	$0
Feb 24, 2026	Windes Richard EVP-CHIEF LENDING OFFICER	Award	1,050	$0
Feb 24, 2026	Jones Daniel Lee Director	Award	400	$0
Feb 24, 2026	Greunke Lance K EXECUTIVE VICE PRESIDENT	Award	500	$0
Feb 24, 2026	McClain David L Director	Award	400	$0
Feb 24, 2026	Chkautovich Stefan CHIEF FINANCIAL OFFICER	Award	600	$0
Feb 24, 2026	BUTLER JANE SVP/Chief Accounting Officer	Award	475	$0
Feb 24, 2026	McCoy Daniel Patrick Director	Award	400	$0
Feb 24, 2026	Bower Kenneth J Director	Award	400	$0
Feb 24, 2026	Love Charles R Director	Award	400	$0
Feb 24, 2026	Brooks Rebecca J Director	Award	400	$0
Feb 24, 2026	BAGBY DOUGLAS Director	Award	400	$0
Nov 20, 2025	Young William E Insider	Sale	1,500	$80.8K
Sep 18, 2025	Young William E Director	Code W	65	$0
Sep 18, 2025	Young William E Director	Code W	130	$0
Jul 29, 2025	Dorton Brett EVP-CHIEF STRATEGIES OFFICER	Sale	130	$7.3K
Jul 28, 2025	Young William E Director	Sale	10,000	$563.0K
Jun 9, 2025	Young William E Director	Code W	62,388	$0
Jun 9, 2025	Young William E Director	Code W	160,000	$0
May 5, 2025	Young William E Director	Sale	3,000	$159.7K
Mar 14, 2025	Dorton Brett EVP-CHIEF STRATEGIES OFFICER	Sale	450	$24.0K
Mar 6, 2025	Robison Dennis C Director	Sale	794	$43.4K
Mar 6, 2025	Robison Dennis C Director	Sale	2,827	$154.5K
Feb 18, 2025	Robison Dennis C Director	Award	400	$0
Feb 18, 2025	SCHALK SAMMY A Director	Award	400	$0

Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.

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