Jun 2026 (Q2 FY26) — Aug 12, 2026
Usio Q2 FY26 — Strong Revenue Growth and Profitability with Raised Full-Year Guidance
Read the full callUsio (USIO) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
Usio earnings: last reported Wed, 12 Aug 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 23.7 | +18.6% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | 1.6 | +3.6 pts YoY | Operating profit / revenue | Quarter to Jun 2026 | For the quarter; a change is in percentage points. |
| Net profit | 0.28 | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. The year-earlier figure was zero or a loss, so no percentage is shown. |
Price
$2.86 +1.42% · +$0.04
Performance +100.0% 1Y
1Y: $1.43 on 17 Oct 2025 → $2.86. High $2.94 (25 Aug 2026), low $1.05 (20 Mar 2026).
- Previous close
- $2.82
- 52-week range
- $1.05 – $2.94
- One year
- +97.24%
Overview
- Symbol
- USIO
- Sector
- Information Technology
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
Usio earnings calls (USIO)
Financials
What the filings say
Net profit, year on year: +176% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 21 | 21 | 22 | 20 | 21 | 22 | 25 | 24 |
| Operating profit | -0 | -1 | -0 | -0 | -0 | -1 | 0 | 0 |
| Operating margin | −1.8% | −2.9% | −1.1% | −2.0% | −2.2% | −5.7% | 0.9% | 1.6% |
| Other income | 0 | 2 | 0 | 0 | 0 | 0 | — | — |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | -0 | 1 | -0 | -0 | -0 | -1 | 0 | 0 |
| Tax rate | 1176.8% | 35.7% | −36.3% | −23.1% | −19.9% | −26.4% | 58.4% | 37.8% |
| Net profit | 3 | 1 | -0 | -0 | -0 | -1 | 0 | 0 |
| EPS ($ per share) | 0.10 | — | -0.01 | -0.01 | -0.02 | — | 0 | 0.01 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | -57 | -62 | -65 | -65 | -71 | -71 | -68 | -71 |
| Total liabilities | 59 | 54 | 66 | 115 | 84 | 92 | 88 | 117 |
| Fixed assets | 2 | 2 | 3 | 4 | 3 | 4 | 3 | 4 |
| Total assets | 68 | 62 | 83 | 134 | 98 | 107 | 107 | 135 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | -3 | -4 | 6 | 30 | -17 | 4 | 3 | 2 |
| Cash from investing | -1 | -1 | -7 | -1 | -1 | -1 | -1 | -2 |
| Cash from financing | -1 | 2 | 10 | 1 | -1 | 6 | -5 | 29 |
| Net cash flow | -4 | -3 | 10 | 29 | -19 | 9 | -3 | 29 |
| Capital expenditure | -1 | -1 | -1 | -1 | -1 | -1 | -0 | -0 |
| Free cash flow | -3 | -4 | 5 | 29 | -18 | 3 | 3 | 1 |
Insider filings
53 filings between Dec 8, 2025 and Aug 21, 2026.
Open market
decisions to buy or sellPurchases
None
No insider bought shares.
Sales
$123.6K
14 sales by 1 insider
Compensation
not trading decisions- 5
- Award — granted as compensation
- 21
- Option exercise — converted options into shares
- 11
- Tax withheld — shares kept back by the company to cover tax
Also filed: 2 gifts.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| National Services, Inc | — | $123.6K | Mar 10, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Aug 21, 2026 | Miller Elizabeth Michelle Director | Option exercise | 7,000 | $19.7K |
| Aug 21, 2026 | White Michael Joseph SVP, Chief Accounting Officer | Tax withheld | 1,779 | $5.0K |
| Aug 21, 2026 | Frost Houston Korth SVP, Chief Product Officer | Option exercise | 6,000 | $16.9K |
| Aug 21, 2026 | Frost Houston Korth SVP, Chief Product Officer | Tax withheld | 1,630 | $4.6K |
| Aug 21, 2026 | HOCH LOUIS A Chairman, President and CEO | Option exercise | 7,000 | $19.7K |
| Aug 21, 2026 | Uffner Jerry Head of Card Issuing | Option exercise | 6,000 | $16.9K |
| Aug 21, 2026 | Rollins Brad Director | Option exercise | 7,000 | $19.7K |
| Aug 21, 2026 | White Michael Joseph SVP, Chief Accounting Officer | Option exercise | 6,000 | $16.9K |
| Aug 21, 2026 | Beyer del la Garza Ernesto R Director | Option exercise | 7,000 | $19.7K |
| Aug 21, 2026 | Beyer del la Garza Ernesto R Director | Tax withheld | 2,000 | $5.6K |
| Aug 21, 2026 | HOCH LOUIS A Chairman, President and CEO | Tax withheld | 2,755 | $7.7K |
| Aug 21, 2026 | Uffner Jerry Head of Card Issuing | Tax withheld | 2,058 | $5.8K |
| Jul 1, 2026 | Frost Houston Korth SVP, Chief Product Officer | Award | 5,642 | $5.6K |
| Jun 21, 2026 | Beyer del la Garza Ernesto R Director | Option exercise | 7,000 | $12.7K |
| Jun 21, 2026 | Miller Elizabeth Michelle Director | Option exercise | 7,000 | $12.7K |
| Jun 21, 2026 | White Michael Joseph SVP, Chief Accounting Officer | Option exercise | 6,000 | $10.9K |
| Jun 21, 2026 | White Michael Joseph SVP, Chief Accounting Officer | Tax withheld | 1,779 | $3.2K |
| Jun 21, 2026 | Rollins Brad Director | Option exercise | 7,000 | $12.7K |
| Jun 21, 2026 | Uffner Jerry SVP, Head of Card Issuing | Option exercise | 4,000 | $7.3K |
| Jun 21, 2026 | HOCH LOUIS A Chairman, President and CEO | Tax withheld | 2,755 | $5.0K |
| Jun 21, 2026 | Uffner Jerry SVP, Head of Card Issuing | Tax withheld | 1,368 | $2.5K |
| Jun 21, 2026 | Frost Houston Korth SVP, Chief Product Officer | Option exercise | 4,000 | $7.3K |
| Jun 21, 2026 | HOCH LOUIS A Chairman, President and CEO | Option exercise | 7,000 | $12.7K |
| Jun 11, 2026 | White Michael Joseph SVP, Chief Accounting Officer | Award | 50,000 | $85.5K |
| Jun 11, 2026 | Uffner Jerry SVP Card Issuing SLS & Bus Dev | Award | 40,000 | $68.4K |
| Jun 11, 2026 | Frost Houston Korth SVP, Chief Product Officer | Award | 50,000 | $85.5K |
| Jun 11, 2026 | HOCH LOUIS A Chairman, President and CEO | Award | 300,000 | $513.0K |
| Mar 16, 2026 | Miller Elizabeth Michelle Director | Tax withheld | 500 | $605 |
| Mar 16, 2026 | Miller Elizabeth Michelle Director | Option exercise | 2,000 | $2.4K |
| Mar 16, 2026 | Rollins Brad Director | Option exercise | 7,000 | $8.5K |
| Mar 16, 2026 | Beyer del la Garza Ernesto R Director | Option exercise | 7,000 | $8.5K |
| Mar 10, 2026 | National Services, Inc 10% owner | Sale | 10,000 | $12.7K |
| Mar 9, 2026 | National Services, Inc 10% owner | Sale | 8,860 | $11.6K |
| Mar 6, 2026 | National Services, Inc 10% owner | Sale | 6,697 | $9.0K |
| Mar 5, 2026 | National Services, Inc 10% owner | Sale | 2,787 | $3.8K |
| Feb 21, 2026 | Frost Houston Korth SVP, Chief Product Officer | Option exercise | 4,000 | $5.4K |
| Feb 21, 2026 | HOCH LOUIS A Chairman, President and CEO | Tax withheld | 4,912 | $6.6K |
| Feb 21, 2026 | HOCH LOUIS A Chairman, President and CEO | Option exercise | 11,000 | $14.7K |
| Feb 21, 2026 | Carter Greg M EVP, Payment Acceptance | Tax withheld | 1,186 | $1.6K |
| Feb 21, 2026 | Carter Greg M EVP, Payment Acceptance | Option exercise | 4,000 | $5.4K |
| Jan 27, 2026 | National Services, Inc 10% owner | Sale | 5,922 | $8.0K |
| Jan 26, 2026 | National Services, Inc 10% owner | Sale | 4,502 | $6.1K |
| Jan 23, 2026 | National Services, Inc 10% owner | Sale | 8,961 | $12.0K |
| Jan 22, 2026 | National Services, Inc 10% owner | Sale | 7,484 | $10.2K |
| Jan 21, 2026 | National Services, Inc 10% owner | Sale | 7,512 | $10.2K |
| Jan 20, 2026 | National Services, Inc 10% owner | Sale | 10,000 | $13.6K |
| Jan 16, 2026 | National Services, Inc 10% owner | Sale | 6,043 | $8.2K |
| Jan 15, 2026 | National Services, Inc 10% owner | Sale | 5,612 | $7.7K |
| Jan 14, 2026 | National Services, Inc 10% owner | Sale | 2,112 | $2.9K |
| Jan 13, 2026 | National Services, Inc 10% owner | Sale | 5,408 | $7.4K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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