POLICYBZR PB Fintech Q2 FY27 results (Jul–Sep 2026) and concall
PB Fintech posted strong Q2 FY27 numbers: insurance premium of ₹9,385 Cr (+38% YoY), operating revenue of ₹2,178 Cr (+35%) and PAT of ₹192 Cr (+43%), led by protection products and renewal revenue. The call was dominated by IRDAI's consultation paper on distribution remuneration. Management accepted that insurance distribution revenue will fall, and plans to respond by expanding non-insurance revenue, accelerating ecosystem offerings and evaluating unnamed strategic options in talks with the regulator. Management repeatedly declined to quantify the impact on NPVs, cost levers or dark-pattern c
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
What they filed
Q2 FY27: revenue down 387.1%, net profit up 1200.0% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 43 | 37 | 34 | 31 | 38 −12% | 39 +5% | 890 +2518% | -89 −387% |
| EBITDA | -46 | -96 | -47 | -50 | -33 +28% | -40 +58% | 368 +883% | -26 +48% |
| Net profit | 14 | -17 | 7 | 1 | 16 +14% | 18 +206% | 408 +5729% | 13 +1200% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
