POLICYBZR PB Fintech Q4 FY26 results (Jan–Mar 2026) and concall
PB Fintech delivered a strong Q4 FY26, with overall premium growing 42% year-on-year to ₹30,000 Cr, primarily driven by a 57% increase in new protection premium. The company achieved a PAT of ₹670 Cr, representing 2.2% of its premium, and consolidated operating revenues for the full year grew 37%. Notably, Paisabazaar turned EBITDA positive this quarter, and renewal revenue ARR saw a significant 63% YoY growth. While new initiatives are still EBITDA negative, they are scaling, and the company strategically exited its unprofitable wholesale POSP business.
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What they filed
Q4 FY26: revenue up 5.4%, net profit up 205.9% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 43 | 37 | 34 | 31 | 38 −12% | 39 +5% |
| EBITDA | -46 | -96 | -47 | -50 | -33 +28% | -40 +58% |
| Net profit | 14 | -17 | 7 | 1 | 16 +14% | 18 +206% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
