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    SKY Gold and Diamonds Limited

    SKYGOLDGood
    Consumer Durables·10 Feb 2025
    Management Summary

    Sky Gold Limited delivered an exceptional Q3 FY25, achieving its highest-ever quarterly revenues and operating profits, driven by strong growth momentum and strategic client additions. The company is diversifying into diamond jewellery, expanding capacity, and improving its capital structure through Gold Metal Loans. Management provided an optimistic outlook, revising revenue guidance upwards for FY26 and FY27, and detailing long-term margin and efficiency targets.

    Highlights

    9
    • Q3 FY25 Revenue grew 116.7% YoY to ₹998.0 crores.

    • Q3 FY25 EBITDA increased 217.6% YoY to ₹57.3 crores, with margin expanding 182 bps to 5.7%.

    • Q3 FY25 PAT rose to ₹36.5 crores, with margin improving 172 bps to 3.7%.

    • 9M FY25 Revenue grew 102.1% YoY to ₹2,489.8 crores.

    • Monthly production volume averaged 447 kg in Q3, up 66% YoY.

    • Credit rating upgraded to 'IND A-/ Stable' by India Rating.

    • Onboarded Aditya Birla Novel Jewels' Indriya brand, CaratLane, and P.N. Gadgil.

    • Revised FY27 revenue guidance upwards to ₹7,200 crores (from ₹6,300 crores).

    • Targeting 4 tons/month capacity by FY27 and cash flow positive by FY27.

    What Changed2

    vs Q1 FY26

    Guidance items16 → 18 (+2)Risks discussed3 → 2 (-1)
    Key financials

    Metrics

    8

    Periods

    2

    Q3 FY25

    5
    • Revenue
      ₹998 Cr
      YoY+116.7%
    • EBITDA
      ₹57.3 Cr
      YoY+2.2%
    • EBITDA Margin
      5.7%
    • PAT
      ₹36.5 Cr
      YoY+3.1%
    • PAT Margin
      3.7%

    9M FY25

    3
    • Revenue
      ₹2,489.8 Cr
      YoY+102.1%
    • EBITDA
      ₹133.3 Cr
      YoY+1.6%
    • PAT
      ₹94.5 Cr
      YoY+2.5%

    Guidance & targets

    18
    CategoryTargetPriority
    Revenue
    Revenue
    ₹5,700 crores
    High
    Revenue
    Revenue
    ₹7,200 crores
    High
    Profitability
    PAT Margin
    3.5-4%
    High
    Profitability
    Gross Margin
    7%
    High
    Profitability
    EBITDA Margin
    5.5%
    High
    Profitability
    PAT Margin
    3.5%
    High
    Cash Flow
    Cash Flow Status
    Positive
    High
    Debt
    Gold Metal Loan (GML) Conversion
    55-60%
    Medium
    Debt
    Gold Metal Loan (GML) Conversion
    70-80%
    High
    Debt
    Gross Debt
    ₹380-400 crores
    High
    Debt
    Gross Debt
    ₹550-600 crores
    High
    Finance Cost
    Finance Cost Percentage
    0.65-0.7%
    High
    Raw Material Sourcing
    Raw Material from Clients
    30-40%
    High
    Exports
    Export Revenue Contribution
    13-15%
    High
    Capacity
    Production Capacity
    4 tons per month
    High
    Product Mix
    Lab-grown Diamond Revenue Contribution
    5%
    High
    Volume
    Monthly Production Volume
    650-700 kg
    High
    Volume
    Monthly Production Volume
    Beyond 1,050 kg
    High

    Risks & concerns

    4
    RiskSeverity

    Gold price fluctuations impacting demand

    Retail demand sees a short-term 10-15% impact for 10-15 days when gold prices rise, but normalizes quickly, with a shift towards 18 carat jewellery.Analyst acknowledged

    medium

    Lab-grown diamond price correction

    Lab-grown diamonds are a devaluating asset, but the company mitigates risk by procuring only against fixed orders and maintaining limited inventory.Analyst acknowledged

    medium

    Areas of Evasion(2)

    • Specific Q3 volume split between standalone and subsidiary
    • Exact inventory and debt position by end of December (offered to send details later)

    Q&A highlights

    3

    “So already you can see we are concentrating on debtors day, and we are expecting it to come to 15 to 10 days because 50% business from right now from here to FY '27 March, we are targeting 30% business should come from their raw material, we don't have to fund that raw material and debtors also. So blendedly it will come down.”

    Addresses a key investor concern about working capital efficiency and how new client models (client-provided raw material) will improve it, impacting ROCE and cash flows.

    asked by Srinath Krishnan

    3 min read7 chapters

    Detailed Narrative

    01

    Exceptional Q3 FY25 and 9M FY25 Financial Performance

    Sky Gold Limited reported outstanding Q3 FY25 results, with revenues soaring 116.7% year-on-year to ₹998.0 crores. Operating profits (EBITDA) demonstrated even stronger growth, increasing 217.6% to ₹57.3 crores, leading to an EBITDA margin expansion of 182 basis points to 5.7%. For the nine months ended December 2024, the company's revenue grew 102.1% to ₹2,489.8 crores, and PAT increased by 251.3% to ₹94.5 crores, underscoring robust operational execution and market demand.

    02

    Strategic Client Onboarding and Market Expansion

    The company successfully onboarded significant clients including Aditya Birla Novel Jewels' Indriya brand, CaratLane, and P.N. Gadgil, enhancing its footprint among major jewellery retailers. Management indicated that these new partnerships, alongside aggressive expansion plans by existing clients, are crucial for future growth. Sky Gold is also actively pursuing collaborations with Reliance and Tanishq, with Tanishq being 'very nearby' to onboarding, which could provide further substantial volume increases.

    03

    Diversification into Diamond Jewellery and Rebranding Initiative

    Sky Gold is strategically diversifying its product portfolio by entering the 18 carat natural diamond jewellery and lab-grown diamond jewellery segments. This quarter saw a doubling of natural diamond carat sales to 883 carats and an increase in 18 carat production to 49 kgs. To reflect this broader focus, the company plans to rebrand as 'Sky Gold and Diamonds Limited,' with lab-grown diamonds targeted to contribute 5% of revenue within the next 3-6 quarters.

    04

    Upward Revision of Revenue Guidance and Long-Term Margin Targets

    Management revised its revenue guidance upwards, now targeting ₹5,700 crores for FY26 and ₹7,200 crores for FY27, an increase from the previous FY27 target of ₹6,300 crores. This revision is attributed to the successful addition of new clients not previously included in the guidance. The company also provided long-term margin targets for FY27, aiming for gross margins at 7%, EBITDA margins at 5.5%, and PAT margins between 3.5% and 4%.

    05

    Enhanced Operational Efficiency and Capital Structure Improvements

    Monthly production volume in Q3 FY25 averaged 447 kg, marking a 66% increase year-on-year. The company's credit rating was upgraded to 'IND A-/ Stable' by India Rating, which is expected to reduce the cost of funds and collateral requirements. Sky Gold aims to convert 55-60% of its loans to Gold Metal Loan (GML) by March FY25 and 70-80% in the longer term, projecting an improvement in finance costs by 0.5%.

    06

    Capacity Expansion and Working Capital Management

    To support its ambitious growth trajectory, Sky Gold plans to expand its production capacity from the current 1 ton per month to 4 tons per month by FY27. A significant portion of future business, estimated at 30-40% in the next two years, is expected to come from clients providing raw materials. This model will substantially reduce the company's working capital requirements and debtor days from 25 days to 10-15 days, with the company projecting to be cash flow positive by FY27.

    07

    Export Growth and Resilient Demand Outlook

    Exports contributed ₹71 crores in Q3, achieving a 12% quarter-on-quarter growth, and are targeted to constitute 13-15% of total revenue by FY27. Management noted stable demand from key markets like UAE, Singapore, and Malaysia. Despite recent gold price fluctuations, overall demand for wedding jewellery remains robust, with any retail impact being short-term (10-15 days) and quickly normalizing, particularly with a growing preference for 18 carat jewellery.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.