Ally (ALLY) Q1 FY26 earnings call

Earnings call· Mar 2026 (Q1 FY26)· Financials· Apr 17, 2026

Source: earnings call transcript

Ally Financial delivered strong Q1 FY26 results, driven by its focused forward strategy and disciplined execution across core franchises. The company reported significant year-over-year improvements in adjusted EPS and ROTCE, alongside robust origination volumes and capital build. Management remains confident in its ability to achieve sustainable upper 3% net interest margin and mid-teens ROTCE, while navigating a dynamic macroeconomic environment with a measured approach to credit.

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ALLY operating KPIs by quarter

ALLY operating KPIs stated on its earnings calls, by fiscal quarter
KPI	This call Mar 2026 Q1 FY26	Jun 2026 Q2 FY26	Change vs prior quarter
Common equity tier 1 ratio (CET1)	10.1% Finally, CET1 of 10.1% was up roughly 60 basis points year-over-year. Source: earnings call transcript	10.1% CET1 of 10.1% is up approximately 20 basis points versus the prior year. Source: earnings call transcript	0 pt
Consumer originations	$11.5B The strength at the top of the funnel translate into solid origination performance with consumer originations of $11.5 billion, up 13% year-over-year despite a decline in industry light vehicle sales and healthy competition. Source: earnings call transcript	$13.3B This application volume supported originations of $13.3 billion, up 21% year-over-year, while maintaining approval and pull-through rates. Source: earnings call transcript	+15.7%

Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.

Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.