ASB Associated Banc-Corp (ASB) Q2 FY26 earnings call
Associated Banc-Corp delivered robust organic growth in Q2 FY26, exceeding C&I loan targets and achieving strong core customer deposit growth, while successfully integrating American National Corporation. The company is well-positioned for continued growth and NIM expansion in the second half of the year, driven by increased cost savings from the acquisition and a focus on disciplined execution. Management also signaled a readiness to resume share repurchases.
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ASB operating KPIs by quarter
| KPI | Mar 2026 Q1 FY26 | This call Jun 2026 Q2 FY26 | Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|---|
| Net interest margin | 3.03%With this in mind, our net interest margin decreased 3 basis points to 3.03% for the quarter as compared to the same period a year ago, our NIM increased 6 basis points.Source: earnings call transcript | 3.17%Our net interest margin increased 14 basis points to 3.17% for the quarter.Source: earnings call transcript | 3.2%In Q3, our net interest income increased by $7 million, while our net interest margin expanded by 3 basis points to 3.2%, our second best quarter in over a decade.Source: earnings call transcript | 0 pt |
| Common equity tier 1 ratio (CET1) | 10.47%On Slide 16, our CET1 ratio finished at 10.47% in Q1.Source: earnings call transcript | 10.47%On Slide 16, our CET1 ratio finished at 10.47% in Q2.Source: earnings call transcript | 10.38%Our CET1 ratio finished at 10.38%.Source: earnings call transcript | -0.1 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.