AUB Atlantic Union Bankshares (AUB) Q2 FY26 earnings call
Atlantic Union Bankshares delivered strong Q2 FY26 results, showcasing improved earnings capacity and capital generation. The quarter was marked by solid loan growth, margin expansion, and disciplined expense management, despite increased funding costs due to deposit mix shifts. The company remains focused on organic growth and capital efficiency, aiming for top-quartile financial performance and long-term shareholder value.
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AUB operating KPIs by quarter
| KPI | Mar 2026 Q1 FY26 | This call Jun 2026 Q2 FY26 | Change vs prior quarter |
|---|---|---|---|
| Net interest margin | 3.85%Our reported FTE net interest margin declined 11 basis points to 3.85%, mainly because accretion income was lower compared to the elevated levels seen in Q4 '25.Source: earnings call transcript | 3.94%Reported FTE net interest margin increased 9 basis points to 3.94% driven primarily by higher accretion income compared with the first quarter.Source: earnings call transcript | +0.1 pt |
| Net interest margin Core | 3.45%Of note, excluding the impact of net accretion income, our core net interest margin increased by 4 basis points to 3.45% from 3.41% in the prior quarter, which is primarily driven by lower deposit costs, partially offset by lower core loan yields.Source: earnings call transcript | 3.46%Of note, excluding the impact of accretion income, our core net interest margin increased by 1 basis point to 3.46%.Source: earnings call transcript | 0 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.