Colony Bankcorp (CBAN) Q2 FY26 earnings call

Colony Bankcorp delivered strong Q2 FY26 results, achieving its 1.20% operating ROA target and demonstrating continued margin expansion and expense discipline. The company is progressing well with the First Reliance Bank merger integration, targeting a Q4 legal close. While loan growth may be slightly below target due to competitive pricing discipline, management remains focused on deposit generation and fee income growth to drive future profitability and market share expansion.