Encore Capital Group (ECPG) Q2 FY26 earnings call

Encore Capital Group delivered a strong second quarter, marked by record global collections and robust U.S. portfolio purchasing, which drove significant earnings growth despite one-time refinancing costs. The company continues to benefit from favorable U.S. market conditions, characterized by high revolving credit and elevated charge-off rates, enabling strategic capital deployment into attractive portfolios. Management remains focused on operational excellence and competitive funding to sustain its value creation engine.