EWBC East West Bancorp (EWBC) Q2 FY26 earnings call
East West Bancorp delivered a strong second quarter, achieving record revenue, net interest income, and non-interest income, fueled by robust loan and deposit growth. The bank's strategic focus on core relationship growth and diversification, particularly in residential mortgage and C&I lending, supported these results. While credit quality metrics saw a slight increase in NCOs and NPAs, capital levels remain exceptionally strong, positioning the bank for continued sustainable growth and shareholder value creation.
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EWBC operating KPIs by quarter
| KPI | Mar 2026 Q1 FY26 | This call Jun 2026 Q2 FY26 | Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|---|
| Efficiency ratio | 36.2%The Q1 efficiency ratio was 36.2%.Source: earnings call transcript | 36.7%The Q2 efficiency ratio was 36.7%, consistent with the prior periods, and our operating noninterest expense to average assets ratio remained flat at 1.29%.Source: earnings call transcript | — | +0.5 pt |
| Common equity tier 1 ratio (CET1) | 15.1%East West Common Equity Tier 1 capital ratio stands at a robust 15.1%, while the tangible common equity ratio now sits at 10.3%.Source: earnings call transcript | 15.4%East West common equity Tier 1 capital ratio stands at a robust 15.4%, while the tangible common equity ratio now sits at 10.4%.Source: earnings call transcript | 15.4%At quarter end, our common equity Tier 1 ratio was 15.4%, while a tangible common equity ratio with 10%.Source: earnings call transcript | 0 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.