First Hawaiian (FHB) Q2 FY26 earnings call

First Hawaiian delivered strong Q2 FY26 results, marked by robust loan growth, particularly in C&I and CRE, and significant net interest margin expansion driven by deposit mix changes and higher yields. While total deposits declined due to expected public deposit outflows, core retail and commercial deposits remained stable, with management anticipating seasonal increases in the second half. The bank remains well-capitalized and asset-sensitive, positioning it to benefit from a higher-for-longer rate environment, with an updated full-year NIM outlook reflecting this positive trend.