FHN First Horizon (FHN) Q2 FY26 earnings call
First Horizon delivered strong Q2 FY26 results, driven by robust loan growth and an 8% year-over-year increase in adjusted PPNR. Despite a 3 basis point NIM compression and rising deposit costs, the bank maintained expense discipline and saw positive momentum in wealth management. Management remains confident in its full-year outlook, focusing on relationship-based growth and strategic investments while navigating macroeconomic and rate uncertainty.
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FHN operating KPIs by quarter
| KPI | Mar 2026 Q1 FY26 | This call Jun 2026 Q2 FY26 | Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|---|
| Common equity tier 1 ratio (CET1) | 10.53%On Slide 13, we ended the quarter with a CET1 of 10.53%, driven by buyback activity and loan growth in the quarter.Source: earnings call transcript | 10.5%On Slide 14, we ended the quarter with CET1 of 10.5%, which is in line with our near-term targets.Source: earnings call transcript | 10.3%On Slide 14, we ended the quarter with CET1 of 10.3%, which is down slightly from the prior quarter and reflects the impact of notable items, including the mortgage transaction we discussed.Source: earnings call transcript | -0.2 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.