FIBK First Interstate BancSystem (FIBK) Q3 FY26 earnings call
First Interstate BancSystem continued executing its multiyear strategic plan in Q3 FY26, marked by a tenth consecutive quarter of net interest margin expansion and growth in non-interest-bearing deposits. The company maintained its focus on relationship banking and capital deployment through share repurchases, despite a reported decline in net income driven by a prior-quarter gain and a decrease in loan balances. Management anticipates continued NII expansion into Q4, supported by asset repricing and deposit trends.
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FIBK operating KPIs by quarter
| KPI | Jun 2026 Q2 FY26 | This call Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|
| Net interest margin | 3.48%Our fully taxable equivalent net interest margin was 3.48% for the second quarter compared to 3.43% during the first quarter and to 3.32% during the second quarter of 2025.Source: earnings call transcript | 3.55%Our fully taxable equivalent net interest margin was 3.55% for the third quarter compared to 3.48% during the second quarter and 3.36% during the third quarter of 2025.Source: earnings call transcript | +0.1 pt |
| Common equity tier 1 ratio (CET1) | 14.54%Our common equity Tier 1 capital ratio ended the second quarter at 14.54% and an increase of 24 basis points from the prior quarter.Source: earnings call transcript | 14.36%Our common equity tier one capital ratio ended the third quarter at 14.36%, a decrease of 18 basis points from the prior quarter.Source: earnings call transcript | -0.2 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.