Heritage Insurance Holdings (HRTG) Q2 FY26 earnings call

Heritage Insurance Holdings reported record Q2 FY26 earnings, driven by strategic repositioning, underwriting discipline, and successful reinsurance optimization. The company is transitioning from deliberate policy count declines to an expected return to growth in personal residential lines, despite temporary headwinds from a Guidewire rollout. Management emphasizes geographic diversification and disciplined capital allocation, including share repurchases, while navigating competitive commercial markets.