ICICI Bank (IBN) Q3 FY26 earnings call

ICICI Bank delivered robust core operating profit growth and maintained a strong capital position in Q3 FY26, driven by healthy domestic loan growth and stable net interest margins. The quarter saw an additional standard asset provision mandated by the RBI, impacting reported profitability, alongside a decline in the credit card portfolio. Management remains focused on risk-calibrated growth and balance sheet strength, with expectations for NIM to remain range-bound.