Ethos Technologies (LIFE) Q2 FY26 earnings call

Ethos Technologies delivered another exceptional quarter, more than doubling revenue year-over-year and raising full-year guidance, driven by its vertically integrated platform and data-driven underwriting engine. The company continues to expand its market share in life insurance, leveraging its direct-to-consumer and third-party agent channels. While product mix shifts impacted ARPU and contribution margin, management remains focused on scaling absolute contribution profit and adjusted EBITDA dollars, with a new share repurchase program authorized.