Mastercard (MA) Q4 FY25 earnings call

Earnings call· Dec 2025 (Q4 FY25)· Financials· Jan 29, 2026

Source: earnings call transcript

Mastercard delivered a very strong Q4 FY25, marked by robust revenue growth and significant expansion in value-added services, driven by strategic execution and innovation in areas like Agentic Commerce and stablecoins. The company continues to secure key partnerships and customer wins globally, reinforcing its differentiated network and services offerings. While navigating geopolitical and macroeconomic uncertainties, management maintains an optimistic outlook for healthy consumer spending and disciplined capital planning, with a strategic review leading to targeted investments and a Q1 restr

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MA operating KPIs by quarter

MA operating KPIs stated on its earnings calls, by fiscal quarter
KPI	Dec 2024 Q4 FY24	Mar 2025 Q1 FY25	Sep 2025 Q3 FY25	This call Dec 2025 Q4 FY25	Mar 2026 Q1 FY26	Change vs prior quarter
Cards	3.5B Globally, there are 3.5 billion Mastercard and Maestro-branded cards issued. Source: earnings call transcript	3.5B Globally, there are 3.5 billion Mastercard and Maestro-branded cards issued. Source: earnings call transcript	3.6B Globally, there are 3.6 billion Mastercard and Maestro-branded cards issued. Source: earnings call transcript	3.7B Globally, there are 3.7 billion Mastercard and Maestro-branded cards issued. Source: earnings call transcript	3.7B Globally, there are 3.7 billion Mastercard and Maestro-branded cards issued. Source: earnings call transcript	0%

Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.

Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.