NP Neptune Insurance Holdings (NP) Q3 FY26 earnings call
Neptune Insurance Holdings delivered a record quarter, showcasing robust revenue and adjusted EBITDA growth driven by its integrated technology, underwriting, and distribution model. Despite external headwinds from a soft housing market and benign hurricane season, the company demonstrated strong operational leverage and productivity gains. Management is confident in its ability to expand market share and close the protection gap, with strategic investments in AI and new products like the Indemnity Earthquake offering poised to drive future growth.
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
NP operating KPIs by quarter
| KPI | Mar 2026 Q1 FY26 | Jun 2026 Q2 FY26 | This call Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|---|
| Employees | 62Q1 was a very strong quarter for our system and our team of 62 exceptional employees.Source: earnings call transcript | 59I think we're at 59 today.Source: earnings call transcript | 59Over this past year, I'm incredibly proud that we have grown our revenue by 34%, our adjusted EBITDA by 38%, our premium in force by 32%, our policies in force by 29%, all while our number of employees has actually fallen from 60 to 59.Source: earnings call transcript | 0% |
| Policies in force | — | 316K+Premium in force reached 419 million, up 32%, and we now have over 316,000 policies in force, up 29%.Source: earnings call transcript | 336K+Premium in force reached $450 million, up 32%, and we now have more than 336,000 policies in force, up 29%.Source: earnings call transcript | — |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.