OptimumBank (OPHC) Q2 FY26 earnings call

OptimumBank delivered record Q2 FY26 results, driven by strong loan growth and expanding net interest margin, pushing total assets past $1.4 billion. The company also executed a strategic leadership transition and simplified its capital structure, while expanding its lending platforms with OptimumFinance and OptimumFunding to diversify earnings and meet broader borrower needs. Management issued forward annual earnings guidance of $1.00 to $1.15 per share, reflecting confidence in continued profitable growth.