Oportun Financial (OPRT) Q2 FY26 earnings call

Oportun Financial reported a strong Q2 FY26, exceeding guidance on revenue, adjusted EBITDA, and credit performance, driven by a disciplined portfolio mix and strong performance from returning members. The company is transitioning from business stabilization to disciplined growth, focusing on precise risk management, optimizing funding, and enhancing operational efficiency. Management maintains a cautious outlook given the broader economic environment for low to moderate-income consumers.