Palomar Holdings (PLMR) Q2 FY26 earnings call

Palomar Holdings delivered a strong second quarter, marked by record adjusted net income and significant premium growth, driven by its diversified specialty portfolio. The company raised its full-year adjusted net income and crop premium guidance, reflecting confidence in its execution despite competitive pressures in certain commercial lines. Management emphasized disciplined underwriting and strategic capital allocation, including opportunistic share repurchases and the initiation of a quarterly dividend, while continuing to invest in its Palomar 2X growth strategy.