RBB Bancorp (RBB) Q2 FY26 earnings call

RBB Bancorp delivered a solid second quarter, marked by strong capital ratios and continued improvement in credit quality, despite a sequential dip in net income driven by lower REO gains. The bank is expanding its commercial lending footprint into Northern California and optimizing its capital structure through subordinated debt redemption and a new share repurchase program, positioning for sustained earnings power in the second half of FY26.