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USCB Financial Holdings (USCB) Q2 FY26 earnings call

Earnings call· Jun 2026 (Q2 FY26)· Financials· Jul 24, 2026

Source: earnings call transcript

USCB Financial Holdings achieved a milestone quarter, surpassing $3 billion in assets, fueled by record loan production and significant net interest margin expansion. The company demonstrated strong profitability and efficiency, while maintaining pristine credit quality. Strategic initiatives in deposit gathering and lending, coupled with South Florida's robust economic environment, position the bank for continued disciplined growth.

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USCB operating KPIs by quarter

USCB operating KPIs stated on its earnings calls, by fiscal quarter
KPIThis call Jun 2026 Q2 FY26 Sep 2026 Q3 FY26Change vs prior quarter
Employees
216 Full-time headcount increased to 216, and we have additional hires planned in support of continued growth. Source: earnings call transcript
222 The increase from last quarter was primarily in salaries, benefits, and that is by design, full-time headcount grew to 222 from 216, including additional sales staff along with merit increases, performance-based incentives that are aligned with our record earnings. Source: earnings call transcript
+2.8%

Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.

Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.