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Universal Insurance Holdings (UVE) Q3 FY26 earnings call

Earnings call· Sep 2026 (Q3 FY26)· Financials· Oct 23, 2026

Source: earnings call transcript

Universal Insurance Holdings delivered a strong third quarter, marked by robust underwriting and revenue growth, driving a significant annualized return on common equity. The company continues to focus on profitable expansion across its multi-state footprint, leveraging rate adequacy and legislative benefits in Florida, while actively managing capital allocation through shareholder returns.

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UVE operating KPIs by quarter

UVE operating KPIs stated on its earnings calls, by fiscal quarter
KPI Jun 2026 Q2 FY26This call Sep 2026 Q3 FY26Change vs prior quarter
Combined ratio
91.6% The net combined ratio is 91.6%, down 6.2 points compared to the prior year quarter. Source: earnings call transcript
91% The net combined ratio was 91%, down 5.4 points compared to the prior year quarter. Source: earnings call transcript
-0.6 pt

Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.

Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.