Skip to content

    UNIVERSAL INSURANCE HOLDINGS (UVE) financials

    View UVE earnings calls

    Price

    Market Cap

    Sector

    Rank

    Performance+75.2% 1Y

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    $387.55M
    $384.81M
    $394.87M
    $400.14M
    $400.98M
    +3.5%
    $407.93M
    +6.0%
    $393.56M
    -0.3%
    $427.03M
    +6.7%
    Strengthening
    Operating Profit
    Net Profit
    -$16.16M
    $6.02M
    $41.44M
    $35.09M
    $39.83M
    $66.59M
    +1006.5%
    $54.29M
    +31.0%
    $59.19M
    +68.7%
    Strengthening
    EPS
    $-0.57
    $0.21
    $1.48
    $1.25
    $1.43
    $2.40
    +1042.9%
    $1.96
    +32.4%
    $2.14
    +71.2%
    Strengthening
    Other Income
    Interest
    $1.62M
    Depreciation
    Profit before Tax
    -$18.12M
    $7.34M
    $55.46M
    $46.39M
    $52.78M
    $88.45M
    +1104.2%
    $71.69M
    +29.3%
    $79.61M
    +71.6%
    Strengthening
    MarginsOPM
    Tax
    10.8%
    18.1%
    25.3%
    24.4%
    24.5%
    +126.9%
    24.7%
    +36.8%
    24.3%
    -4.0%
    25.7%
    +5.4%
    Strengthening
    ReturnsROIC
    -1.9%
    0.7%
    4.8%
    4.1%
    4.6%
    7.7%
    +1006.5%
    6.3%
    +31.0%
    6.9%
    +68.7%
    Strengthening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$166.43M$182.11M$167.16M$250.51M$388.71M$397.31M$259.44M$408.87M$532.16M
    Short-Term Investments
    Total Current Assets
    Net PP&E$34.99M$41.35M$53.57M$53.68M$51.40M$47.63M$48.65M$49.35M$48.64M
    Goodwill
    Intangibles
    Total Assets$1.86B$1.72B$1.76B$2.06B$2.89B$2.32B$2.84B$2.84B$3.31B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt
    Long-Term Debt$11.40M$8.46M$103.68M$102.77M$102.01M$101.24M$100.48M$97.85M
    Long-Term Leases
    Total Liabilities$1.36B$1.23B$1.31B$1.63B$2.60B$1.98B$2.47B$2.29B$2.67B
    EquityCommon Stock & APIC$465.0K$467.0K$468.0K$470.0K$472.0K$472.0K$475.0K$482.0K$483.0K
    Retained Earnings$553.22M$573.62M$567.51M$563.71M$517.46M$560.69M$596.85M$757.45M$861.64M
    Total Equity$501.63M$493.90M$449.26M$429.70M$287.90M$341.30M$373.25M$551.03M$637.15M
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$230.10M$84.60M$29.35M$234.38M$324.51M$70.97M$137.36M$381.49M$344.40M
    Cash from Investing-$212.29M$28.33M$22.04M-$229.40M-$148.86M-$15.25M-$228.09M-$113.61M-$119.79M
    Cash from Financing-$64.88M-$97.24M-$56.26M$68.30M-$37.46M-$47.12M-$47.13M-$52.12M-$59.56M
    SummaryCapital Expenditure-$6.73M-$11.31M-$17.22M-$7.23M-$4.90M-$4.02M-$7.37M-$4.44M-$4.72M
    Free Cash Flow$223.37M$73.28M$12.13M$227.15M$319.62M$66.95M$129.99M$377.06M$339.68M
    FCF Margin27.1%7.8%1.1%20.2%26.1%4.8%8.5%23.5%20.8%

    Ratios