AAVAS

What Aavas Financiers promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 15 tracked 3 delivered 3 missed 9 open
  • Credit Cost delivered said Q2 FY25 Promised: below 25 bps on a sustainable basis Q1 FY27: Credit costs for Q1 FY27 stood at 24 bps, within the guided range of below 25 bps.
  • AUM Growth missed said Q2 FY25 Promised: 20% plus for FY25 Q1 FY27: FY25 promise period has passed. Not discussed.
  • AUM Growth revised down said Q1 FY26 Promised: 20-25% Q1 FY27: Management committed to a yearly AUM growth of 17%-18% for FY27, confirming the previously revised-down guidance and abandoning the original 20-25% target.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 15 tracked commitments for Aavas Financiers — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens