BANKINDIA

What Bank of India promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 22 tracked 3 delivered 3 missed 16 open
  • Fresh Slippages at risk said Q4 FY26 Promised: Reduce to 4,000 crores in FY27 Q1 FY27: Fresh slippages in Q1 FY27 were Rs. 1,800 crores. Annualizing this figure (Rs. 7,200 cr) puts the full-year target of Rs. 4,000 cr at significant risk.
  • Global Advances Growth delivered said Q4 FY25 Promised: 12% to 13% for FY26 Q4 FY26: FY26 Global Gross Advances growth was 15.82% YoY, exceeding the revised guidance of 13-14%.
  • CASA Ratio missed said Q4 FY25 Promised: Protect our CASA percentage at around 40% in FY26 Q4 FY26: FY26 closing CASA ratio is 37.64%, below the target of ~40%.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 22 tracked commitments for Bank of India — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens