CREDITACC

What Creditaccess Grameen promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 20 tracked 1 delivered 7 missed 12 open
  • Retail Finance Book Mix delivered said Q1 FY25 Promised: 15% by 2028 Q1 FY27: Retail finance share increased further to 20.6% of AUM, continuing to significantly exceed the long-term target.
  • AUM Growth FY25 went quiet said Q1 FY25 Promised: 23-24% Q1 FY27: The final result for FY25 remains unaddressed and was not mentioned.
  • AUM Growth FY27 on track said Q3 FY26 Promised: 20% to 21% Q1 FY27: AUM grew 16.4% YoY. Management stated they 'remain with the guidance today as it is so that we watch one more quarter before we take any further step on the guidance', keeping the promise on the table despite the lower YoY start.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 20 tracked commitments for Creditaccess Grameen — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens