CSBBANK

What CSB Bank promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 25 tracked 6 delivered 3 missed 16 open
  • CBS Migration Completion delivered said Q3 FY25 Promised: Completed in Q1 FY26, stabilized by Q2 FY26 Q1 FY27: Promise completed and achieved in FY26.
  • Credit Cost missed said Q4 FY25 Promised: <30 bps for FY26 Q1 FY27: Promise related to FY26 performance, which was missed.
  • SME Growth Rate at risk said Q4 FY26 Promised: 28%-30% growth range in the next two years (by FY28) Q1 FY27: Management stated a 'measured' and 'cautious' approach towards the SME/BLG portfolio due to market uncertainties, putting the aggressive growth target at risk.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 25 tracked commitments for CSB Bank — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens