HDFCLIFE

What HDFC Life Insurance Company promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 15 tracked 4 delivered 2 missed 9 open
  • APE Growth FY25 delivered said Q3 FY25 Promised: 18%-20% APE growth Q1 FY27: Historical promise, no further update required.
  • VNB Growth FY25 missed said Q3 FY25 Promised: deliver a VNB growth of upwards of 15% Q1 FY27: Historical promise, no further update required.
  • Key Metrics / VNB Doubling revised down said Q4 FY25 Promised: Double every 4-4.5 years (implying ~16-17% CAGR) Q1 FY27: Promise superseded by the new 9-10% normalized 3-year VNB CAGR guidance (promise_id: vnb-cagr-3yr-fy29).

The rest of the ledger

Above is what the last two calls moved. Pro opens all 15 tracked commitments for HDFC Life Insurance Company — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens