ICICIGI

What ICICI Lombard General Insurance Company promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 9 tracked 0 delivered 5 missed 4 open
  • Motor Loss Ratio went quiet said Q4 FY25 Promised: range... has been between 65% to 67% Q1 FY27: Management did not provide a specific motor loss ratio for Q1. Given the Supreme Court judgement impacting Motor TP, the historical 65-67% range is no longer being guided. Management is waiting to see how variables play out.
  • Return on Average Equity (ROAE) at risk said Q4 FY25 Promised: long term to move towards 18% to 20% Q1 FY27: ROAE for Q1 FY27 was 9.6%, significantly below the long-term target range, impacted by provisions and large losses.
  • Dividend Payout Ratio on track said Q4 FY26 Promised: roughly about 25% of our PAT Q1 FY27: No dividend declared in Q1, as is typical. This is an annual policy to be evaluated at year-end.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 9 tracked commitments for ICICI Lombard General Insurance Company — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens