KTKBANK

What The Karnataka Bank promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 13 tracked 4 delivered 2 missed 7 open
  • Provision Coverage Ratio delivered said Q4 FY26 Promised: Increase PCR by 1% every quarter. Q1 FY27: PCR jumped from 65.39% (excl. w/o) in Q4 FY26 to 84.70% in Q1 FY27, significantly exceeding the 1% quarterly increase target, likely due to a change in reporting to include write-offs.
  • Return on Assets revised up said Q4 FY26 Promised: 1% plus for FY27. Q1 FY27: Achieved 1.29% in Q1. Management raised the guidance to '1.35% to 1.40%'.
  • Gross Advances missed said Q4 FY25 Promised: Closer to Rs. 90,000 crores as of this financial year end (FY26) Q4 FY26: Actual Gross Advances for FY26 came in at 83,340 cr, missing the revised target of 85,000 cr.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 13 tracked commitments for The Karnataka Bank — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens