LICHSGFIN

What LIC Housing Finance promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 22 tracked 6 delivered 5 missed 11 open
  • Disbursement Growth delivered said Q4 FY26 Promised: 15% growth for Q1 FY27 Q1 FY27: Total disbursements grew 14.5% YoY to ₹15,014 crores, in line with the 15% target.
  • Loan Book Growth revised down said Q4 FY26 Promised: 10% to 12% growth for FY27 Q1 FY27: Loan book grew 4% YoY. Management revised the AUM growth guidance down to 8-10% for FY27 from the previous 10-12%.
  • Overall Loan Book Growth missed said Q1 FY26 Promised: double-digit growth for the year Q4 FY26: Full year loan book growth was 4% YoY, missing the double-digit target.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 22 tracked commitments for LIC Housing Finance — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens