LTF

What L&T Finance promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 24 tracked 4 delivered 1 missed 19 open
  • Project Cyclops Rollout (Farm & SME) delivered said Q1 FY26 Promised: full implementation by Q2FY26 Q1 FY27: Promise previously achieved. No new update.
  • Credit Cost missed said Q1 FY26 Promised: trajectory of about 2.3% to 2.5% by Q4 FY26 exit Q1 FY27: Promise previously missed. No new update.
  • New Gold Loan Branches revised up said Q4 FY26 Promised: 400+ Q1 FY27: Target revised upwards from '400+' to '~500' new branches for FY27, indicating accelerated expansion plans.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 24 tracked commitments for L&T Finance — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens