NIVABUPA

What Niva Bupa Health Insurance Company promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 11 tracked 4 delivered 1 missed 6 open
  • Expense of Management (EOM) Limit delivered said Q3 FY25 Promised: 36% by next financial year (FY26) Q1 FY27: Promise timeline has passed; status remains achieved. Q1 FY27 EoM was 35.2%, comfortably within the allowable limit.
  • Common Rate Empanelled Hospitals missed said Q3 FY26 Promised: 5,000 in the next 6 to 9 months Q1 FY27: Missed. The target was 5,000 hospitals in 4-5 months from Q4 FY26. The company reported 'over 1,000' hospitals in its PPN, a significant decrease from the 2,500 reported in the previous quarter.
  • Steady-state Combined Ratio (IFRS) revised down said Q3 FY25 Promised: 97-98% Q1 FY27: Original promise remains superseded by the new 99% target for FY29. Q1 FY27 CISR was 100.2%, showing progress towards the revised target.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 11 tracked commitments for Niva Bupa Health Insurance Company — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens